LOWELL FIREFIGHTERS
State-Chartered • LOWELL, Massachusetts • Est. 1936
Quick Facts
- Charter Number
- #67767
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- LOWELL, Massachusetts 01851
- Address
- 642 CHELMSFORD ST
- Branches
- 1
- Members
- 1,751
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,751 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOWELL FIREFIGHTERS |
|---|---|
| Total Assets | $27.1M |
| Members | 1,751 |
| Loans Outstanding | $15.6M |
| Shares & Deposits | $23.8M |
| Net Worth | $3.2M |
| Net Worth Ratio | 11.83% |
| Loan-to-Share Ratio | 65.5% |
| Delinquency Rate | 0.12% |
| Net Income | +$36,201 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Lowell Firefighters Credit Union
Main Office642 Chelmsford St
Lowell, MA 01851
Who Can Join LOWELL FIREFIGHTERS?
Membership Type: Community
Membership eligibility for LOWELL FIREFIGHTERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOWELL FIREFIGHTERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. LOWELL FIREFIGHTERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LOWELL FIREFIGHTERS has 1,751 members and a potential membership field of 1,900 people.
LOWELL FIREFIGHTERS's net worth ratio is 11.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, LOWELL FIREFIGHTERS meets this threshold.
LOWELL FIREFIGHTERS operates 1 branch location. The main office is located at 642 Chelmsford St, Lowell, MA 01851.
LOWELL FIREFIGHTERS was established in 1936. It is a state-chartered credit union chartered under charter number 67767. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LOWELL FIREFIGHTERS. All financial data is for informational purposes only.