LOWELL MUNICIPAL EMPLOYEES
Federal • Lowell, Massachusetts • Est. 1937
Quick Facts
- Charter Number
- #2065
- Type
- Federal
- Established
- 1937
- Headquarters
- Lowell, Massachusetts 01852-5909
- Address
- 375 Merrimack St
- Branches
- 1
- Members
- 1,271
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,271 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOWELL MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $8.4M |
| Members | 1,271 |
| Loans Outstanding | $5.1M |
| Shares & Deposits | $7.8M |
| Net Worth | $670K |
| Net Worth Ratio | 7.94% |
| Loan-to-Share Ratio | 66.2% |
| Delinquency Rate | 0.00% |
| Net Income | +$41,970 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
City Hall
Main Office375 Merrimack St
Lowell, MA 01852-5909
Who Can Join LOWELL MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for LOWELL MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOWELL MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. LOWELL MUNICIPAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LOWELL MUNICIPAL EMPLOYEES has 1,271 members and a potential membership field of 2,000 people.
LOWELL MUNICIPAL EMPLOYEES's net worth ratio is 7.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.9%, LOWELL MUNICIPAL EMPLOYEES meets this threshold.
LOWELL MUNICIPAL EMPLOYEES operates 1 branch location. The main office is located at 375 Merrimack St, Lowell, MA 01852-5909.
LOWELL MUNICIPAL EMPLOYEES was established in 1937. It is a federal credit union chartered under charter number 2065. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LOWELL MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.