LOWELL MUNICIPAL EMPLOYEES
Federal • Lowell, Massachusetts • Est. 1937
Quick Facts
- Charter Number
- #2065
- Type
- Federal
- Established
- 1937
- Headquarters
- Lowell, Massachusetts 01852-5909
- Address
- 375 Merrimack St
- Branches
- 1
- Members
- 1,278
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,278 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOWELL MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $8.7M |
| Members | 1,278 |
| Loans Outstanding | $4.8M |
| Shares & Deposits | $8.0M |
| Net Worth | $681K |
| Net Worth Ratio | 7.79% |
| Loan-to-Share Ratio | 59.7% |
| Delinquency Rate | 0.00% |
| Net Income | +$10,901 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
City Hall
Main Office375 Merrimack St
Lowell, MA 01852-5909
Who Can Join LOWELL MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for LOWELL MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOWELL MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
LOWELL MUNICIPAL EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LOWELL MUNICIPAL EMPLOYEES has 1,278 members and a potential membership field of 2,200 people.
LOWELL MUNICIPAL EMPLOYEES's reported net worth ratio is 7.79% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LOWELL MUNICIPAL EMPLOYEES operates 1 branch location. The main office is located at 375 Merrimack St, Lowell, MA 01852-5909.
LOWELL MUNICIPAL EMPLOYEES was established in 1937. It is a federal credit union chartered under charter number 2065. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LOWELL MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.