LOWER EAST SIDE PEOPLE'S
Federal • NEW YORK, New York • Est. 1986
Quick Facts
- Charter Number
- #24232
- Type
- Federal
- Established
- 1986
- Headquarters
- NEW YORK, New York 10009
- Address
- 37 AVENUE B
- Branches
- 5
- ATMs
- 4
- Members
- 8,792
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
8,792 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOWER EAST SIDE PEOPLE'S |
|---|---|
| Total Assets | $87.0M |
| Members | 8,792 |
| Loans Outstanding | $55.4M |
| Shares & Deposits | $63.7M |
| Net Worth | $18.0M |
| Net Worth Ratio | 20.68% |
| Loan-to-Share Ratio | 86.9% |
| Delinquency Rate | 4.09% |
| Net Income | +$1,194,203 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
LESPFCU MAIN BRANCH
Main Office37 AVENUE B
NEW YORK, NY 10009
Neighborhood Trust FCU
1112 Saint Nicholas Ave
New York, NY 10032
North Shore branch
2 St Pauls Ave
Staten Island, NY 10301-3212
East Harlem Branch
2285 2nd Ave
New York, NY 10035
Bronx Satellite branch
941 Intervale Ave
Bronx, NY 10459-3135
Who Can Join LOWER EAST SIDE PEOPLE'S?
Membership Type: Occupational
Membership eligibility for LOWER EAST SIDE PEOPLE'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOWER EAST SIDE PEOPLE'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. LOWER EAST SIDE PEOPLE'S is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LOWER EAST SIDE PEOPLE'S has 8,792 members and a potential membership field of 400,000 people.
LOWER EAST SIDE PEOPLE'S's net worth ratio is 20.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.7%, LOWER EAST SIDE PEOPLE'S meets this threshold.
LOWER EAST SIDE PEOPLE'S operates 5 branch locations and has access to 4 ATMs. The main office is located at 37 AVENUE B, NEW YORK, NY 10009.
LOWER EAST SIDE PEOPLE'S was established in 1986. It is a federal credit union chartered under charter number 24232. The institution has been serving members for 40 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LOWER EAST SIDE PEOPLE'S. All financial data is for informational purposes only.