LUSO
Federal • Ludlow, Massachusetts • Est. 1971
Quick Facts
- Charter Number
- #20600
- Type
- Federal
- Established
- 1971
- Headquarters
- Ludlow, Massachusetts 01056
- Address
- 599 East St
- Branches
- 2
- ATMs
- 2
- Members
- 7,926
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,926 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LUSO |
|---|---|
| Total Assets | $241.8M |
| Members | 7,926 |
| Loans Outstanding | $191.2M |
| Shares & Deposits | $214.0M |
| Net Worth | $26.7M |
| Net Worth Ratio | 11.06% |
| Loan-to-Share Ratio | 89.3% |
| Delinquency Rate | 0.72% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
LUSO Federal Credit Union
Main Office599 East St
Ludlow, MA 01056
Luso Federal Credit Union
1 Crane Park Dr Ste 4
Wilbraham, MA 01095-1786
Who Can Join LUSO?
Membership Type: Other/Unknown
Membership eligibility for LUSO may vary. Contact the credit union directly to confirm qualification requirements.
Contact LUSO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
LUSO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LUSO has 7,926 members and a potential membership field of 466,174 people.
LUSO's reported net worth ratio is 11.06% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LUSO operates 2 branch locations and has access to 2 ATMs. The main office is located at 599 East St, Ludlow, MA 01056.
LUSO was established in 1971. It is a federal credit union chartered under charter number 20600. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LUSO. All financial data is for informational purposes only.