LUSO-AMERICAN
State-Chartered • Peabody, Massachusetts • Est. 1960
Quick Facts
- Charter Number
- #67890
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- Peabody, Massachusetts 01960
- Address
- 37 Tremont St
- Branches
- 4
- ATMs
- 3
- Members
- 9,326
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,326 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LUSO-AMERICAN |
|---|---|
| Total Assets | $122.8M |
| Members | 9,326 |
| Loans Outstanding | $76.0M |
| Shares & Deposits | $102.4M |
| Net Worth | $19.8M |
| Net Worth Ratio | 16.08% |
| Loan-to-Share Ratio | 74.2% |
| Delinquency Rate | 0.37% |
| Net Income | +$107,222 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
Luso American Credit Union
Main Office37 Tremont St
Peabody, MA 01960
Luso-American Credit Union
79 Lynnfield St
Peabody, MA 01960-5201
FiServ
975 William D Tate Ave
Grapevine, TX 76051-4097
Luso American Credit Union
128 Rogers St
Gloucester, MA 01930-5005
Who Can Join LUSO-AMERICAN?
Membership Type: Community
Membership eligibility for LUSO-AMERICAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact LUSO-AMERICAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
LUSO-AMERICAN is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LUSO-AMERICAN has 9,326 members and a potential membership field of 75,000 people.
LUSO-AMERICAN's reported net worth ratio is 16.08% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LUSO-AMERICAN operates 4 branch locations and has access to 3 ATMs. The main office is located at 37 Tremont St, Peabody, MA 01960.
LUSO-AMERICAN was established in 1960. It is a state-chartered credit union chartered under charter number 67890. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LUSO-AMERICAN. All financial data is for informational purposes only.