LYNCHBURG MUNICIPAL EMPLOYEES
Federal • Lynchburg, Virginia • Est. 1961
Quick Facts
- Charter Number
- #14623
- Type
- Federal
- Established
- 1961
- Headquarters
- Lynchburg, Virginia 24501
- Address
- 3176 Fort Ave
- Branches
- 1
- ATMs
- 1
- Members
- 2,929
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,929 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LYNCHBURG MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $30.7M |
| Members | 2,929 |
| Loans Outstanding | $11.5M |
| Shares & Deposits | $26.9M |
| Net Worth | $3.7M |
| Net Worth Ratio | 11.94% |
| Loan-to-Share Ratio | 42.7% |
| Delinquency Rate | 0.35% |
| Net Income | +$296,758 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
3176 Fort Ave
Main Office3176 Fort Ave
Lynchburg, VA 24501
Who Can Join LYNCHBURG MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for LYNCHBURG MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact LYNCHBURG MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. LYNCHBURG MUNICIPAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LYNCHBURG MUNICIPAL EMPLOYEES has 2,929 members and a potential membership field of 5,000 people.
LYNCHBURG MUNICIPAL EMPLOYEES's net worth ratio is 11.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, LYNCHBURG MUNICIPAL EMPLOYEES meets this threshold.
LYNCHBURG MUNICIPAL EMPLOYEES operates 1 branch location and has access to 1 ATMs. The main office is located at 3176 Fort Ave, Lynchburg, VA 24501.
LYNCHBURG MUNICIPAL EMPLOYEES was established in 1961. It is a federal credit union chartered under charter number 14623. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LYNCHBURG MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.