MAINE HIGHLANDS
Federal • Dexter, Maine • Est. 1966
Quick Facts
- Charter Number
- #17398
- Type
- Federal
- Established
- 1966
- Headquarters
- Dexter, Maine 04930
- Address
- PO Box 233
- Branches
- 6
- ATMs
- 6
- Members
- 14,231
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
14,231 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MAINE HIGHLANDS |
|---|---|
| Total Assets | $221.8M |
| Members | 14,231 |
| Loans Outstanding | $139.6M |
| Shares & Deposits | $196.4M |
| Net Worth | $24.0M |
| Net Worth Ratio | 10.82% |
| Loan-to-Share Ratio | 71.1% |
| Delinquency Rate | 2.24% |
| Net Income | +$2,954,090 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Main Office - Dexter
Main Office73 Main St
Dexter, ME 04930
Guilford Branch
23 Hudson Ave
Guilford, ME 04443
Dover Foxcroft Branch
955 W Main St
Dover Foxcroft, ME 04426-1028
Greenville Branch
393 Pritham Avenue
Greenville Junction, ME 04442
Brownville Branch
194 Main Rd
Brownville, ME 04414
Who Can Join MAINE HIGHLANDS?
Membership Type: Community
Membership eligibility for MAINE HIGHLANDS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MAINE HIGHLANDS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. MAINE HIGHLANDS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MAINE HIGHLANDS has 14,231 members and a potential membership field of 224,100 people.
MAINE HIGHLANDS's net worth ratio is 10.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, MAINE HIGHLANDS meets this threshold.
MAINE HIGHLANDS operates 6 branch locations and has access to 6 ATMs. The main office is located at 73 Main St, Dexter, ME 04930.
MAINE HIGHLANDS was established in 1966. It is a federal credit union chartered under charter number 17398. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MAINE HIGHLANDS. All financial data is for informational purposes only.