MAINE STATE
State-Chartered • Augusta, Maine • Est. 1935
Quick Facts
- Charter Number
- #63377
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Augusta, Maine 04330-6238
- Address
- 200 Capitol St
- Branches
- 5
- ATMs
- 6
- Members
- 37,537
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
37,537 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MAINE STATE |
|---|---|
| Total Assets | $787.8M |
| Members | 37,537 |
| Loans Outstanding | $591.2M |
| Shares & Deposits | $698.7M |
| Net Worth | $78.2M |
| Net Worth Ratio | 9.92% |
| Loan-to-Share Ratio | 84.6% |
| Delinquency Rate | 0.82% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 6 ATMs
Capitol Street
Main Office200 Capitol St
Augusta, ME 04330-6238
East Side
162 Hospital St
Augusta, ME 04330-0717
Waterville Branch
81 Grove St
Waterville, ME 04901-5826
Gray Branch
25 Portland Rd
Gray, ME 04039
Rockland Branch
168 Camden St
Rockland, ME 04841
Who Can Join MAINE STATE?
Membership Type: Community
Membership eligibility for MAINE STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MAINE STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
MAINE STATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MAINE STATE has 37,537 members and a potential membership field of 735,000 people.
MAINE STATE's reported net worth ratio is 9.92% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MAINE STATE operates 5 branch locations and has access to 6 ATMs. The main office is located at 200 Capitol St, Augusta, ME 04330-6238.
MAINE STATE was established in 1935. It is a state-chartered credit union chartered under charter number 63377. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MAINE STATE. All financial data is for informational purposes only.