MALDEN
Federal • Malden, Massachusetts • Est. 1941
Quick Facts
- Charter Number
- #4472
- Type
- Federal
- Established
- 1941
- Headquarters
- Malden, Massachusetts 02148
- Address
- 10 Holden St, Suite 6
- Branches
- 1
- Members
- 1,554
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,554 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MALDEN |
|---|---|
| Total Assets | $29.0M |
| Members | 1,554 |
| Loans Outstanding | $12.3M |
| Shares & Deposits | $24.0M |
| Net Worth | $4.9M |
| Net Worth Ratio | 16.92% |
| Loan-to-Share Ratio | 51.3% |
| Delinquency Rate | 0.04% |
| Net Income | +$116,698 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office10 Holden St
Malden, MA 02148
Who Can Join MALDEN?
Membership Type: Community
Membership eligibility for MALDEN may vary. Contact the credit union directly to confirm qualification requirements.
Contact MALDEN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. MALDEN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MALDEN has 1,554 members and a potential membership field of 3,200 people.
MALDEN's net worth ratio is 16.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.9%, MALDEN meets this threshold.
MALDEN operates 1 branch location. The main office is located at 10 Holden St, Malden, MA 02148.
MALDEN was established in 1941. It is a federal credit union chartered under charter number 4472. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MALDEN. All financial data is for informational purposes only.