MANCHESTER
Federal • Manchester, Massachusetts • Est. 1962
Quick Facts
- Charter Number
- #15296
- Type
- Federal
- Established
- 1962
- Headquarters
- Manchester, Massachusetts 01944-1308
- Address
- 10 Central St, Town Hall
- Branches
- 2
- Members
- 297
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
297 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MANCHESTER |
|---|---|
| Total Assets | $1.3M |
| Members | 297 |
| Loans Outstanding | $652K |
| Shares & Deposits | $1.1M |
| Net Worth | $212K |
| Net Worth Ratio | 16.76% |
| Loan-to-Share Ratio | 62.1% |
| Delinquency Rate | 0.00% |
| Net Income | +$4,862 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
MANCHESTER FEDERAL CREDIT INION
Main Office10 Central St
Manchester, MA 01944-1308
MANCHESTER FEDERAL CREDIT INION
10 Central St
MANCHESTER, MA 01944-1308
Who Can Join MANCHESTER?
Membership Type: Community
Membership eligibility for MANCHESTER may vary. Contact the credit union directly to confirm qualification requirements.
Contact MANCHESTER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Browse all federally insured credit unions in Massachusetts, ranked by assets, members, and financial health score.
View Massachusetts RankingsFrequently Asked Questions
Yes. MANCHESTER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MANCHESTER has 297 members and a potential membership field of 800 people.
MANCHESTER's net worth ratio is 16.76% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.8%, MANCHESTER meets this threshold.
MANCHESTER operates 2 branch locations. The main office is located at 10 Central St, Manchester, MA 01944-1308.
MANCHESTER was established in 1962. It is a federal credit union chartered under charter number 15296. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MANCHESTER. All financial data is for informational purposes only.