MARBLEHEAD MUNICIPAL
Federal • Marblehead, Massachusetts • Est. 1978
Quick Facts
- Charter Number
- #23276
- Type
- Federal
- Established
- 1978
- Headquarters
- Marblehead, Massachusetts 01945
- Address
- 7 Widger Rd
- Branches
- 1
- Members
- 1,224
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,224 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MARBLEHEAD MUNICIPAL |
|---|---|
| Total Assets | $12.5M |
| Members | 1,224 |
| Loans Outstanding | $8.6M |
| Shares & Deposits | $10.5M |
| Net Worth | $2.1M |
| Net Worth Ratio | 16.35% |
| Loan-to-Share Ratio | 82.0% |
| Delinquency Rate | 0.89% |
| Net Income | +$76,555 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
7 Widger Rd
Main Office7 Widger Rd
Marblehead, MA 01945
Who Can Join MARBLEHEAD MUNICIPAL?
Membership Type: Community
Membership eligibility for MARBLEHEAD MUNICIPAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MARBLEHEAD MUNICIPAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. MARBLEHEAD MUNICIPAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MARBLEHEAD MUNICIPAL has 1,224 members and a potential membership field of 2,050 people.
MARBLEHEAD MUNICIPAL's net worth ratio is 16.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.4%, MARBLEHEAD MUNICIPAL meets this threshold.
MARBLEHEAD MUNICIPAL operates 1 branch location. The main office is located at 7 Widger Rd, Marblehead, MA 01945.
MARBLEHEAD MUNICIPAL was established in 1978. It is a federal credit union chartered under charter number 23276. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MARBLEHEAD MUNICIPAL. All financial data is for informational purposes only.