MASS. INSTITUTE OF TECH.
Federal • Lexington, Massachusetts • Est. 1940
Quick Facts
- Charter Number
- #3830
- Type
- Federal
- Established
- 1940
- Headquarters
- Lexington, Massachusetts 02421-3142
- Address
- 70 Westview St.
- Branches
- 5
- ATMs
- 5
- Members
- 34,833
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
34,833 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MASS. INSTITUTE OF TECH. |
|---|---|
| Total Assets | $743.5M |
| Members | 34,833 |
| Loans Outstanding | $534.3M |
| Shares & Deposits | $668.8M |
| Net Worth | $71.6M |
| Net Worth Ratio | 9.63% |
| Loan-to-Share Ratio | 79.9% |
| Delinquency Rate | 1.11% |
| Net Income | +$3,830,819 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Main Office
Main Office70 Westview St
Lexington, MA 02421-3142
MIT Lincoln Laboratory Branch
244 Wood St # LINA-100
Lexington, MA 02421-6426
MIT Student Center Branch
84 Massachusetts Ave
Cambridge, MA 02139-4300
Operations Center
70 Westview St
Lexington, MA 02421-3142
MIT FCU Tech Sq. Branch
700 Technology Sq
Cambridge, MA 02139-3557
Who Can Join MASS. INSTITUTE OF TECH.?
Membership Type: Community
Membership eligibility for MASS. INSTITUTE OF TECH. may vary. Contact the credit union directly to confirm qualification requirements.
Contact MASS. INSTITUTE OF TECH. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. MASS. INSTITUTE OF TECH. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MASS. INSTITUTE OF TECH. has 34,833 members and a potential membership field of 400,000 people.
MASS. INSTITUTE OF TECH.'s net worth ratio is 9.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.6%, MASS. INSTITUTE OF TECH. meets this threshold.
MASS. INSTITUTE OF TECH. operates 5 branch locations and has access to 5 ATMs. The main office is located at 70 Westview St, Lexington, MA 02421-3142.
MASS. INSTITUTE OF TECH. was established in 1940. It is a federal credit union chartered under charter number 3830. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MASS. INSTITUTE OF TECH.. All financial data is for informational purposes only.