MASS. INSTITUTE OF TECH.
Federal • Lexington, Massachusetts • Est. 1940
Quick Facts
- Charter Number
- #3830
- Type
- Federal
- Established
- 1940
- Headquarters
- Lexington, Massachusetts 02421-3142
- Address
- 70 Westview St
- Branches
- 5
- ATMs
- 5
- Members
- 35,226
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
35,226 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MASS. INSTITUTE OF TECH. |
|---|---|
| Total Assets | $743.0M |
| Members | 35,226 |
| Loans Outstanding | $535.9M |
| Shares & Deposits | $667.9M |
| Net Worth | $71.8M |
| Net Worth Ratio | 9.67% |
| Loan-to-Share Ratio | 80.2% |
| Delinquency Rate | 1.05% |
| Net Income | +$255,114 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Main Office
Main Office70 Westview St
Lexington, MA 02421-3142
MIT Lincoln Laboratory Branch
244 Wood St # LINA-100
Lexington, MA 02421-6426
MIT Student Center Branch
84 Massachusetts Ave
Cambridge, MA 02139-4300
Operations Center
70 Westview St
Lexington, MA 02421-3142
MIT FCU Tech Sq. Branch
700 Technology Sq
Cambridge, MA 02139-3557
Who Can Join MASS. INSTITUTE OF TECH.?
Membership Type: Community
Membership eligibility for MASS. INSTITUTE OF TECH. may vary. Contact the credit union directly to confirm qualification requirements.
Contact MASS. INSTITUTE OF TECH. directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
MASS. INSTITUTE OF TECH. is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MASS. INSTITUTE OF TECH. has 35,226 members and a potential membership field of 400,000 people.
MASS. INSTITUTE OF TECH.'s reported net worth ratio is 9.67% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MASS. INSTITUTE OF TECH. operates 5 branch locations and has access to 5 ATMs. The main office is located at 70 Westview St, Lexington, MA 02421-3142.
MASS. INSTITUTE OF TECH. was established in 1940. It is a federal credit union chartered under charter number 3830. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MASS. INSTITUTE OF TECH.. All financial data is for informational purposes only.