MCCOY
Federal • ORLANDO, Florida • Est. 1954
Quick Facts
- Charter Number
- #9915
- Type
- Federal
- Established
- 1954
- Headquarters
- ORLANDO, Florida 32859-3806
- Address
- PO BOX 593806
- Branches
- 16
- ATMs
- 15
- Members
- 80,893
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
80,893 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MCCOY |
|---|---|
| Total Assets | $1.0B |
| Members | 80,893 |
| Loans Outstanding | $676.0M |
| Shares & Deposits | $891.0M |
| Net Worth | $104.8M |
| Net Worth Ratio | 10.18% |
| Loan-to-Share Ratio | 75.9% |
| Delinquency Rate | 0.46% |
| Net Income | +$12,806,670 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
16 locations · 15 ATMs
McCoy Federal Credit Union
1900 McCoy Rd
Orlando, FL 32809
McCoy Federal Credit Union
2075 Central Florida Pkwy
Orlando, FL 32837
McCoy Federal Credit Union
5757 Curry Ford Rd
Orlando, FL 32822
McCoy Federal Credit Union
35 W Michigan St
Orlando, FL 32806
McCoy Federal Credit Union
Main Office41 W Michigan St
Orlando, FL 32806
Who Can Join MCCOY?
Membership Type: Other/Unknown
Membership eligibility for MCCOY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MCCOY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. MCCOY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MCCOY has 80,893 members and a potential membership field of 2,940,513 people.
MCCOY's net worth ratio is 10.18% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, MCCOY meets this threshold.
MCCOY operates 16 branch locations and has access to 15 ATMs. The main office is located at 41 W Michigan St, Orlando, FL 32806.
MCCOY was established in 1954. It is a federal credit union chartered under charter number 9915. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MCCOY. All financial data is for informational purposes only.