MEMBERS ADVANTAGE
State-Chartered • Michigan City, Indiana • Est. 1962
Quick Facts
- Charter Number
- #68242
- Type
- State-Chartered
- Established
- 1962
- Headquarters
- Michigan City, Indiana 46360-6866
- Address
- 3064 Ohio St
- Branches
- 3
- ATMs
- 3
- Members
- 7,776
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,776 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS ADVANTAGE |
|---|---|
| Total Assets | $134.7M |
| Members | 7,776 |
| Loans Outstanding | $51.3M |
| Shares & Deposits | $123.0M |
| Net Worth | $12.4M |
| Net Worth Ratio | 9.17% |
| Loan-to-Share Ratio | 41.7% |
| Delinquency Rate | 1.46% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Ohio Steet Branch
Main Office3064 Ohio St
Michigan City, IN 46360-6866
Woodland Branch
947 s Woodland Ave
Michigan City, IN 46360-5672
Portage Office
6170 US Highway 6
Portage, IN 46368
Who Can Join MEMBERS ADVANTAGE?
Membership Type: Community
Membership eligibility for MEMBERS ADVANTAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS ADVANTAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
MEMBERS ADVANTAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MEMBERS ADVANTAGE has 7,776 members and a potential membership field of 15,000 people.
MEMBERS ADVANTAGE's reported net worth ratio is 9.17% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MEMBERS ADVANTAGE operates 3 branch locations and has access to 3 ATMs. The main office is located at 3064 Ohio St, Michigan City, IN 46360-6866.
MEMBERS ADVANTAGE was established in 1962. It is a state-chartered credit union chartered under charter number 68242. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS ADVANTAGE. All financial data is for informational purposes only.