MEMBERS ADVANTAGE
State-Chartered • MICHIGAN CITY, Indiana • Est. 1962
Quick Facts
- Charter Number
- #68242
- Type
- State-Chartered
- Established
- 1962
- Headquarters
- MICHIGAN CITY, Indiana 46360
- Address
- 3064 S. OHIO STREET
- Branches
- 3
- ATMs
- 3
- Members
- 7,821
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,821 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS ADVANTAGE |
|---|---|
| Total Assets | $130.8M |
| Members | 7,821 |
| Loans Outstanding | $53.9M |
| Shares & Deposits | $119.1M |
| Net Worth | $12.2M |
| Net Worth Ratio | 9.35% |
| Loan-to-Share Ratio | 45.3% |
| Delinquency Rate | 1.38% |
| Net Income | +$552,149 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Ohio Steet Branch
Main Office3064 Ohio St
Michigan City, IN 46360-6866
Woodland Branch
947 s Woodland Ave
Michigan City, IN 46360-5672
Portage Office
6170 US Highway 6
Portage, IN 46368
Who Can Join MEMBERS ADVANTAGE?
Membership Type: Community
Membership eligibility for MEMBERS ADVANTAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS ADVANTAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. MEMBERS ADVANTAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS ADVANTAGE has 7,821 members and a potential membership field of 15,000 people.
MEMBERS ADVANTAGE's net worth ratio is 9.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, MEMBERS ADVANTAGE meets this threshold.
MEMBERS ADVANTAGE operates 3 branch locations and has access to 3 ATMs. The main office is located at 3064 Ohio St, Michigan City, IN 46360-6866.
MEMBERS ADVANTAGE was established in 1962. It is a state-chartered credit union chartered under charter number 68242. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS ADVANTAGE. All financial data is for informational purposes only.