MEMBERS' ADVANTAGE
State-Chartered • Wisconsin Rapid, Wisconsin • Est. 1935
Quick Facts
- Charter Number
- #66633
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Wisconsin Rapid, Wisconsin 54495-1208
- Address
- PO Box 1208
- Branches
- 2
- ATMs
- 2
- Members
- 11,238
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,238 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS' ADVANTAGE |
|---|---|
| Total Assets | $183.6M |
| Members | 11,238 |
| Loans Outstanding | $120.7M |
| Shares & Deposits | $147.1M |
| Net Worth | $33.9M |
| Net Worth Ratio | 18.47% |
| Loan-to-Share Ratio | 82.0% |
| Delinquency Rate | 0.17% |
| Net Income | +$3,288,796 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Wisconsin Rapids Office
Main Office1610 Lincoln St
Wisconsin Rapids, WI 54494-5920
Plover Office
1760 Plover Rd
Plover, WI 54467
Who Can Join MEMBERS' ADVANTAGE?
Membership Type: Community
Membership eligibility for MEMBERS' ADVANTAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS' ADVANTAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. MEMBERS' ADVANTAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS' ADVANTAGE has 11,238 members and a potential membership field of 150,000 people.
MEMBERS' ADVANTAGE's net worth ratio is 18.47% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.5%, MEMBERS' ADVANTAGE meets this threshold.
MEMBERS' ADVANTAGE operates 2 branch locations and has access to 2 ATMs. The main office is located at 1610 Lincoln St, Wisconsin Rapids, WI 54494-5920.
MEMBERS' ADVANTAGE was established in 1935. It is a state-chartered credit union chartered under charter number 66633. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS' ADVANTAGE. All financial data is for informational purposes only.