MEMBERS EXCHANGE
Federal • Ridgeland, Mississippi • Est. 1954
Quick Facts
- Charter Number
- #24952
- Type
- Federal
- Established
- 1954
- Headquarters
- Ridgeland, Mississippi 39157-6027
- Address
- 107 Marketridge Dr
- Branches
- 3
- ATMs
- 3
- Members
- 11,611
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
11,611 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS EXCHANGE |
|---|---|
| Total Assets | $143.5M |
| Members | 11,611 |
| Loans Outstanding | $63.8M |
| Shares & Deposits | $110.5M |
| Net Worth | $30.2M |
| Net Worth Ratio | 21.03% |
| Loan-to-Share Ratio | 57.8% |
| Delinquency Rate | 0.13% |
| Net Income | +$255,902 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Branch - Marketridge
Main Office107 Marketridge Dr
Ridgeland, MS 39157-6027
Branch - Pearl
101 Metroplex Blvd
Pearl, MS 39208
Branch - Byram
5640 I 55 S
Byram, MS 39272-9402
Who Can Join MEMBERS EXCHANGE?
Membership Type: Other/Unknown
Membership eligibility for MEMBERS EXCHANGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS EXCHANGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
MEMBERS EXCHANGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MEMBERS EXCHANGE has 11,611 members and a potential membership field of 947,778 people.
MEMBERS EXCHANGE's reported net worth ratio is 21.03% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MEMBERS EXCHANGE operates 3 branch locations and has access to 3 ATMs. The main office is located at 107 Marketridge Dr, Ridgeland, MS 39157-6027.
MEMBERS EXCHANGE was established in 1954. It is a federal credit union chartered under charter number 24952. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS EXCHANGE. All financial data is for informational purposes only.