MEMBERS FIRST CREDIT UNION OF FLORI
State-Chartered • Pensacola, Florida • Est. 1954
Quick Facts
- Charter Number
- #61160
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Pensacola, Florida 32591
- Address
- P. O. Box 12983
- Branches
- 7
- ATMs
- 6
- Members
- 19,333
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
19,333 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS FIRST CREDIT UNION OF FLORI |
|---|---|
| Total Assets | $310.4M |
| Members | 19,333 |
| Loans Outstanding | $136.1M |
| Shares & Deposits | $262.4M |
| Net Worth | $46.0M |
| Net Worth Ratio | 14.81% |
| Loan-to-Share Ratio | 51.9% |
| Delinquency Rate | 0.37% |
| Net Income | +$5,824,832 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
Garden Street Branch and Operations Center
Main Office251 W Garden St
Pensacola, FL 32502-5728
Airport Blvd, Branch
250 W Airport Blvd
Pensacola, FL 32505-2238
Fairfield Drive Branch
4240 W Fairfield Dr
Pensacola, FL 32505-4735
9th Avenue Branch
7176 N 9th Ave
Pensacola, FL 32504-6616
Hwy. 90 Branch
5005 Highway 90
Pace, FL 32571
Who Can Join MEMBERS FIRST CREDIT UNION OF FLORI?
Membership Type: Community
Membership eligibility for MEMBERS FIRST CREDIT UNION OF FLORI may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS FIRST CREDIT UNION OF FLORI directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. MEMBERS FIRST CREDIT UNION OF FLORI is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS FIRST CREDIT UNION OF FLORI has 19,333 members and a potential membership field of 588,894 people.
MEMBERS FIRST CREDIT UNION OF FLORI's net worth ratio is 14.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.8%, MEMBERS FIRST CREDIT UNION OF FLORI meets this threshold.
MEMBERS FIRST CREDIT UNION OF FLORI operates 7 branch locations and has access to 6 ATMs. The main office is located at 251 W Garden St, Pensacola, FL 32502-5728.
MEMBERS FIRST CREDIT UNION OF FLORI was established in 1954. It is a state-chartered credit union chartered under charter number 61160. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS FIRST CREDIT UNION OF FLORI. All financial data is for informational purposes only.