MEMBERS FIRST
State-Chartered • Midland, Michigan • Est. 1936
Quick Facts
- Charter Number
- #62076
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Midland, Michigan 48640-4702
- Address
- 600 W Wackerly St
- Branches
- 11
- ATMs
- 11
- Members
- 67,425
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
67,425 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS FIRST |
|---|---|
| Total Assets | $904.1M |
| Members | 67,425 |
| Loans Outstanding | $624.2M |
| Shares & Deposits | $781.0M |
| Net Worth | $80.8M |
| Net Worth Ratio | 8.92% |
| Loan-to-Share Ratio | 79.9% |
| Delinquency Rate | 0.66% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 11 ATMs
Members First Credit Union - Wackerly
Main Office600 W Wackerly St
Midland, MI 48640-4702
Members First Credit Union - Dartmouth Office
400 Dartmouth Dr
Midland, MI 48640
Members First Credit Union -Mt. Pleasant Bluegrass
4490 E Blue Grass Rd
Mt Pleasant, MI 48858
Members First Credit Union-Clare Office
650 W 5th St
Clare, MI 48617
Members First Credit Union-Evart Office
201 E 7th St
Evart, MI 49631-8312
Who Can Join MEMBERS FIRST?
Membership Type: Community
Membership eligibility for MEMBERS FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
MEMBERS FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MEMBERS FIRST has 67,425 members and a potential membership field of 10,077,331 people.
MEMBERS FIRST's reported net worth ratio is 8.92% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MEMBERS FIRST operates 11 branch locations and has access to 11 ATMs. The main office is located at 600 W Wackerly St, Midland, MI 48640-4702.
MEMBERS FIRST was established in 1936. It is a state-chartered credit union chartered under charter number 62076. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS FIRST. All financial data is for informational purposes only.