MEMBERS PLUS
State-Chartered • Medford, Massachusetts • Est. 1940
Quick Facts
- Charter Number
- #66706
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Medford, Massachusetts 02155-3801
- Address
- 29 High St
- Branches
- 7
- ATMs
- 6
- Members
- 13,658
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
13,658 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS PLUS |
|---|---|
| Total Assets | $341.1M |
| Members | 13,658 |
| Loans Outstanding | $175.5M |
| Shares & Deposits | $268.8M |
| Net Worth | $39.3M |
| Net Worth Ratio | 11.54% |
| Loan-to-Share Ratio | 65.3% |
| Delinquency Rate | 0.63% |
| Net Income | +$127,172 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
MPCU-Main
Main Office29 High St
Medford, MA 02155-3801
Adams Village
494 Gallivan Blvd
Dorchester, MA 02124
Mass Ave
1165 Massachusetts Ave
Dorchester, MA 02125
Norwood
111 LENOX ST
NORWOOD, MA 02062
Everett
650 Broadway
Everett, MA 02149
Who Can Join MEMBERS PLUS?
Membership Type: Community
Membership eligibility for MEMBERS PLUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS PLUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Browse all federally insured credit unions in Massachusetts, ranked by assets, members, and financial health score.
View Massachusetts RankingsFrequently Asked Questions
Yes. MEMBERS PLUS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS PLUS has 13,658 members and a potential membership field of 100,000 people.
MEMBERS PLUS's net worth ratio is 11.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.5%, MEMBERS PLUS meets this threshold.
MEMBERS PLUS operates 7 branch locations and has access to 6 ATMs. The main office is located at 29 High St, Medford, MA 02155-3801.
MEMBERS PLUS was established in 1940. It is a state-chartered credit union chartered under charter number 66706. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS PLUS. All financial data is for informational purposes only.