MERCED SCHOOL EMPLOYEES
Federal • Merced, California • Est. 1954
Quick Facts
- Charter Number
- #9119
- Type
- Federal
- Established
- 1954
- Headquarters
- Merced, California 95348-1218
- Address
- 1021 Olivewood Dr
- Branches
- 8
- ATMs
- 3
- Members
- 50,925
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
50,925 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MERCED SCHOOL EMPLOYEES |
|---|---|
| Total Assets | $897.5M |
| Members | 50,925 |
| Loans Outstanding | $304.9M |
| Shares & Deposits | $795.1M |
| Net Worth | $102.7M |
| Net Worth Ratio | 11.44% |
| Loan-to-Share Ratio | 38.4% |
| Delinquency Rate | 0.44% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 3 ATMs
MSEFCU Main
Main Office1021 Olivewood Dr
Merced, CA 95348-1218
MSEFCU Los Banos
1890 S Mercy Springs Rd
Los Banos, CA 93635
MSEFCU M St.
1935 M St
Merced, CA 95340
MSEFCU Atwater
101 Bellevue Rd
Atwater, CA 95301
Merced High School Bear Branch
205 W Olive Ave
Merced, CA 95348
Who Can Join MERCED SCHOOL EMPLOYEES?
Membership Type: Community
Membership eligibility for MERCED SCHOOL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact MERCED SCHOOL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
MERCED SCHOOL EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MERCED SCHOOL EMPLOYEES has 50,925 members and a potential membership field of 105,379 people.
MERCED SCHOOL EMPLOYEES's reported net worth ratio is 11.44% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MERCED SCHOOL EMPLOYEES operates 8 branch locations and has access to 3 ATMs. The main office is located at 1021 Olivewood Dr, Merced, CA 95348-1218.
MERCED SCHOOL EMPLOYEES was established in 1954. It is a federal credit union chartered under charter number 9119. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MERCED SCHOOL EMPLOYEES. All financial data is for informational purposes only.