MERCER COUNTY COMMUNITY
Federal • Hermitage, Pennsylvania • Est. 1957
Quick Facts
- Charter Number
- #11891
- Type
- Federal
- Established
- 1957
- Headquarters
- Hermitage, Pennsylvania 16148-3227
- Address
- 559 N Hermitage Rd
- Branches
- 2
- ATMs
- 2
- Members
- 12,219
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
12,219 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MERCER COUNTY COMMUNITY |
|---|---|
| Total Assets | $111.8M |
| Members | 12,219 |
| Loans Outstanding | $45.9M |
| Shares & Deposits | $99.6M |
| Net Worth | $11.9M |
| Net Worth Ratio | 10.68% |
| Loan-to-Share Ratio | 46.1% |
| Delinquency Rate | 4.86% |
| Net Income | +$1,633,322 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Mercer County Community FCU
428 N Sharpsville Ave
Sharon, PA 16146-2120
Mercer County Community FCU
Main Office559 N Hermitage Rd
Hermitage, PA 16148-3227
Who Can Join MERCER COUNTY COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for MERCER COUNTY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MERCER COUNTY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. MERCER COUNTY COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MERCER COUNTY COMMUNITY has 12,219 members and a potential membership field of 853,306 people.
MERCER COUNTY COMMUNITY's net worth ratio is 10.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, MERCER COUNTY COMMUNITY meets this threshold.
MERCER COUNTY COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 559 N Hermitage Rd, Hermitage, PA 16148-3227.
MERCER COUNTY COMMUNITY was established in 1957. It is a federal credit union chartered under charter number 11891. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MERCER COUNTY COMMUNITY. All financial data is for informational purposes only.