MERIDIA COMMUNITY
Federal • HAMBURG, New York • Est. 1955
Quick Facts
- Charter Number
- #10684
- Type
- Federal
- Established
- 1955
- Headquarters
- HAMBURG, New York 14075
- Address
- 4500 SOUTHWESTERN BLVD
- Branches
- 3
- ATMs
- 4
- Members
- 10,147
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
10,147 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MERIDIA COMMUNITY |
|---|---|
| Total Assets | $138.0M |
| Members | 10,147 |
| Loans Outstanding | $102.9M |
| Shares & Deposits | $114.6M |
| Net Worth | $21.9M |
| Net Worth Ratio | 15.90% |
| Loan-to-Share Ratio | 89.7% |
| Delinquency Rate | 0.19% |
| Net Income | +$3,663,666 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 4 ATMs
Main Office
Main Office4500 Southwestern Blvd
Hamburg, NY 14075
Buffalo Street Office
277 Buffalo St
Hamburg, NY 14075
Eden Branch
8252 N Main St
Eden, NY 14057
Who Can Join MERIDIA COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for MERIDIA COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MERIDIA COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. MERIDIA COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MERIDIA COMMUNITY has 10,147 members and a potential membership field of 1,132,000 people.
MERIDIA COMMUNITY's net worth ratio is 15.90% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.9%, MERIDIA COMMUNITY meets this threshold.
MERIDIA COMMUNITY operates 3 branch locations and has access to 4 ATMs. The main office is located at 4500 Southwestern Blvd, Hamburg, NY 14075.
MERIDIA COMMUNITY was established in 1955. It is a federal credit union chartered under charter number 10684. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MERIDIA COMMUNITY. All financial data is for informational purposes only.