MERIDIAN
State-Chartered • Ottumwa, Iowa • Est. 1952
Quick Facts
- Charter Number
- #64212
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Ottumwa, Iowa 52501-2020
- Address
- 1206 N Jefferson St
- Branches
- 2
- ATMs
- 1
- Members
- 2,102
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,102 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MERIDIAN |
|---|---|
| Total Assets | $33.7M |
| Members | 2,102 |
| Loans Outstanding | $13.6M |
| Shares & Deposits | $28.1M |
| Net Worth | $5.6M |
| Net Worth Ratio | 16.53% |
| Loan-to-Share Ratio | 48.5% |
| Delinquency Rate | 0.36% |
| Net Income | +$393,897 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Meridian Credit Union
Main Office1206 N Jefferson St
Ottumwa, IA 52501-2020
River Community Credit Union
644 W 2nd St
Ottumwa, IA 52501-2358
Who Can Join MERIDIAN?
Membership Type: Community
Membership eligibility for MERIDIAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact MERIDIAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Browse all federally insured credit unions in Iowa, ranked by assets, members, and financial health score.
View Iowa RankingsFrequently Asked Questions
Yes. MERIDIAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MERIDIAN has 2,102 members and a potential membership field of 122,174 people.
MERIDIAN's net worth ratio is 16.53% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.5%, MERIDIAN meets this threshold.
MERIDIAN operates 2 branch locations and has access to 1 ATMs. The main office is located at 1206 N Jefferson St, Ottumwa, IA 52501-2020.
MERIDIAN was established in 1952. It is a state-chartered credit union chartered under charter number 64212. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MERIDIAN. All financial data is for informational purposes only.