MERIDIAN MUTUAL
Federal • Meridian, Mississippi • Est. 1953
Quick Facts
- Charter Number
- #8433
- Type
- Federal
- Established
- 1953
- Headquarters
- Meridian, Mississippi 39301
- Address
- 809 26th Ave
- Branches
- 3
- ATMs
- 3
- Members
- 7,606
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,606 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MERIDIAN MUTUAL |
|---|---|
| Total Assets | $70.6M |
| Members | 7,606 |
| Loans Outstanding | $32.8M |
| Shares & Deposits | $62.0M |
| Net Worth | $8.7M |
| Net Worth Ratio | 12.27% |
| Loan-to-Share Ratio | 53.0% |
| Delinquency Rate | 0.96% |
| Net Income | +$57,758 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office809 26th Ave
Meridian, MS 39301
CuSouth
23210 us Highway 98 ste b1
Fairhope, AL 36532-3397
PSD North Branch
4832 Poplar Springs Dr
Meridian, MS 39305
Who Can Join MERIDIAN MUTUAL?
Membership Type: Other/Unknown
Membership eligibility for MERIDIAN MUTUAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MERIDIAN MUTUAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
MERIDIAN MUTUAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MERIDIAN MUTUAL has 7,606 members and a potential membership field of 81,000 people.
MERIDIAN MUTUAL's reported net worth ratio is 12.27% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MERIDIAN MUTUAL operates 3 branch locations and has access to 3 ATMs. The main office is located at 809 26th Ave, Meridian, MS 39301.
MERIDIAN MUTUAL was established in 1953. It is a federal credit union chartered under charter number 8433. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MERIDIAN MUTUAL. All financial data is for informational purposes only.