MERIDIAN MUTUAL
Federal • Meridian, Mississippi • Est. 1953
Quick Facts
- Charter Number
- #8433
- Type
- Federal
- Established
- 1953
- Headquarters
- Meridian, Mississippi 39302
- Address
- PO Box 310
- Branches
- 3
- ATMs
- 3
- Members
- 7,452
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,452 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MERIDIAN MUTUAL |
|---|---|
| Total Assets | $69.3M |
| Members | 7,452 |
| Loans Outstanding | $31.6M |
| Shares & Deposits | $60.9M |
| Net Worth | $8.6M |
| Net Worth Ratio | 12.43% |
| Loan-to-Share Ratio | 51.9% |
| Delinquency Rate | 0.82% |
| Net Income | +$686,229 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office809 26th Ave
Meridian, MS 39301
CuSouth
23210 us Highway 98 ste b1
Fairhope, AL 36532-3397
PSD North Branch
4832 Poplar Springs Dr
Meridian, MS 39305
Who Can Join MERIDIAN MUTUAL?
Membership Type: Other/Unknown
Membership eligibility for MERIDIAN MUTUAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MERIDIAN MUTUAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. MERIDIAN MUTUAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MERIDIAN MUTUAL has 7,452 members and a potential membership field of 80,200 people.
MERIDIAN MUTUAL's net worth ratio is 12.43% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, MERIDIAN MUTUAL meets this threshold.
MERIDIAN MUTUAL operates 3 branch locations and has access to 3 ATMs. The main office is located at 809 26th Ave, Meridian, MS 39301.
MERIDIAN MUTUAL was established in 1953. It is a federal credit union chartered under charter number 8433. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MERIDIAN MUTUAL. All financial data is for informational purposes only.