MERITUS
Federal • LAFAYETTE, Louisiana • Est. 1954
Quick Facts
- Charter Number
- #9643
- Type
- Federal
- Established
- 1954
- Headquarters
- LAFAYETTE, Louisiana 70506-6089
- Address
- 515 GUILBEAU RD
- Branches
- 4
- ATMs
- 4
- Members
- 23,537
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
23,537 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MERITUS |
|---|---|
| Total Assets | $244.8M |
| Members | 23,537 |
| Loans Outstanding | $160.7M |
| Shares & Deposits | $205.6M |
| Net Worth | $32.8M |
| Net Worth Ratio | 13.39% |
| Loan-to-Share Ratio | 78.1% |
| Delinquency Rate | 0.75% |
| Net Income | +$1,416,391 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Meritus FCU Main Office
Main Office515 Guilbeau Rd
Lafayette, LA 70506-6089
Meritus FCU Acadia Branch
331 Odd Fellows Rd
Crowley, LA 70526-2206
Meritus FCU Iberia Branch
1101 Parkview Dr
New Iberia, LA 70563-2884
Meritus FCU Carencro Branch
724 Veterans Dr
Carencro, LA 70520-3619
Who Can Join MERITUS?
Membership Type: Other/Unknown
Membership eligibility for MERITUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MERITUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. MERITUS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MERITUS has 23,537 members and a potential membership field of 489,634 people.
MERITUS's net worth ratio is 13.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.4%, MERITUS meets this threshold.
MERITUS operates 4 branch locations and has access to 4 ATMs. The main office is located at 515 Guilbeau Rd, Lafayette, LA 70506-6089.
MERITUS was established in 1954. It is a federal credit union chartered under charter number 9643. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MERITUS. All financial data is for informational purposes only.