MERITUS
Federal • Lafayette, Louisiana • Est. 1954
Quick Facts
- Charter Number
- #9643
- Type
- Federal
- Established
- 1954
- Headquarters
- Lafayette, Louisiana 70506-6089
- Address
- 515 Guilbeau Rd
- Branches
- 4
- ATMs
- 4
- Members
- 23,654
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
23,654 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MERITUS |
|---|---|
| Total Assets | $249.5M |
| Members | 23,654 |
| Loans Outstanding | $163.5M |
| Shares & Deposits | $212.1M |
| Net Worth | $32.8M |
| Net Worth Ratio | 13.16% |
| Loan-to-Share Ratio | 77.1% |
| Delinquency Rate | 0.53% |
| Net Income | +$63,485 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
Meritus FCU Main Office
Main Office515 Guilbeau Rd
Lafayette, LA 70506-6089
Meritus FCU Acadia Branch
331 Odd Fellows Rd
Crowley, LA 70526-2206
Meritus FCU Iberia Branch
1101 Parkview Dr
New Iberia, LA 70563-2884
Meritus FCU Carencro Branch
724 Veterans Dr
Carencro, LA 70520-3619
Who Can Join MERITUS?
Membership Type: Other/Unknown
Membership eligibility for MERITUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MERITUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Louisiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Louisiana RankingsFrequently Asked Questions
MERITUS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MERITUS has 23,654 members and a potential membership field of 489,634 people.
MERITUS's reported net worth ratio is 13.16% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MERITUS operates 4 branch locations and has access to 4 ATMs. The main office is located at 515 Guilbeau Rd, Lafayette, LA 70506-6089.
MERITUS was established in 1954. It is a federal credit union chartered under charter number 9643. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MERITUS. All financial data is for informational purposes only.