METRO
State-Chartered • Chelsea, Massachusetts • Est. 1926
Quick Facts
- Charter Number
- #66364
- Type
- State-Chartered
- Established
- 1926
- Headquarters
- Chelsea, Massachusetts 02150-1608
- Address
- 200 Revere Beach Pkwy
- Branches
- 18
- ATMs
- 18
- Members
- 215,295
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
215,295 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | METRO |
|---|---|
| Total Assets | $3.3B |
| Members | 215,295 |
| Loans Outstanding | $2.8B |
| Shares & Deposits | $2.7B |
| Net Worth | $299.8M |
| Net Worth Ratio | 9.08% |
| Loan-to-Share Ratio | 101.0% |
| Delinquency Rate | 0.59% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
18 locations · 18 ATMs
Chelsea
Main Office200 Revere Beach Pkwy
Chelsea, MA 02150-1608
Broadway
365 Broadway
Chelsea, MA 02150
Burlington
50 Summit Dr
Burlington, MA 01803
Framingham
1124 Worcester Rd
Framingham, MA 01702-5209
Lynn
475 Western Ave
Lynn, MA 01904-3317
Who Can Join METRO?
Membership Type: Community
Membership eligibility for METRO may vary. Contact the credit union directly to confirm qualification requirements.
Contact METRO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
METRO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, METRO has 215,295 members and a potential membership field of 7,879,463 people.
METRO's reported net worth ratio is 9.08% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
METRO operates 18 branch locations and has access to 18 ATMs. The main office is located at 200 Revere Beach Pkwy, Chelsea, MA 02150-1608.
METRO was established in 1926. It is a state-chartered credit union chartered under charter number 66364. The institution has been serving members for 100 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or METRO. All financial data is for informational purposes only.