MICHIGAN COASTAL
State-Chartered • Muskegon, Michigan • Est. 1958
Quick Facts
- Charter Number
- #61631
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- Muskegon, Michigan 49442
- Address
- 1086 Creston St
- Branches
- 2
- Members
- 2,429
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,429 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN COASTAL |
|---|---|
| Total Assets | $26.1M |
| Members | 2,429 |
| Loans Outstanding | $22.5M |
| Shares & Deposits | $23.8M |
| Net Worth | $2.2M |
| Net Worth Ratio | 8.34% |
| Loan-to-Share Ratio | 94.7% |
| Delinquency Rate | 0.54% |
| Net Income | +$43,398 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Michigan Coastal Credit Union
Main Office1086 Creston St
Muskegon, MI 49442
5906 Commerce
5906 Commerce Center Dr
Muskegon, MI 49444-7870
Who Can Join MICHIGAN COASTAL?
Membership Type: Community
Membership eligibility for MICHIGAN COASTAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN COASTAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
MICHIGAN COASTAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MICHIGAN COASTAL has 2,429 members and a potential membership field of 1,648,030 people.
MICHIGAN COASTAL's reported net worth ratio is 8.34% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MICHIGAN COASTAL operates 2 branch locations. The main office is located at 1086 Creston St, Muskegon, MI 49442.
MICHIGAN COASTAL was established in 1958. It is a state-chartered credit union chartered under charter number 61631. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN COASTAL. All financial data is for informational purposes only.