MICHIGAN EDUCATIONAL
State-Chartered • Plymouth, Michigan • Est. 1942
Quick Facts
- Charter Number
- #60931
- Type
- State-Chartered
- Established
- 1942
- Headquarters
- Plymouth, Michigan 48170-4633
- Address
- 9200 N Haggerty Road
- Branches
- 7
- ATMs
- 7
- Members
- 47,814
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
47,814 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN EDUCATIONAL |
|---|---|
| Total Assets | $1.1B |
| Members | 47,814 |
| Loans Outstanding | $481.6M |
| Shares & Deposits | $964.9M |
| Net Worth | $127.4M |
| Net Worth Ratio | 11.67% |
| Loan-to-Share Ratio | 49.9% |
| Delinquency Rate | 0.30% |
| Net Income | +$5,265,019 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
Michigan Educational Credit Union
Main Office9200 N Haggerty Rd
Plymouth, MI 48170-4633
MECU-Livonia
14921 Middlebelt Rd
Livonia, MI 48154-4032
MECU-Ann Arbor
4141 Jackson Rd
Ann Arbor, MI 48103-1827
MECU-Royal Oak
1903 Rochester Rd
Royal Oak, MI 48073
MECU-Macomb
47230 Hayes Rd
Macomb, MI 48044-5023
Who Can Join MICHIGAN EDUCATIONAL?
Membership Type: Community
Membership eligibility for MICHIGAN EDUCATIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN EDUCATIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. MICHIGAN EDUCATIONAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MICHIGAN EDUCATIONAL has 47,814 members and a potential membership field of 1,000,000 people.
MICHIGAN EDUCATIONAL's net worth ratio is 11.67% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, MICHIGAN EDUCATIONAL meets this threshold.
MICHIGAN EDUCATIONAL operates 7 branch locations and has access to 7 ATMs. The main office is located at 9200 N Haggerty Rd, Plymouth, MI 48170-4633.
MICHIGAN EDUCATIONAL was established in 1942. It is a state-chartered credit union chartered under charter number 60931. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN EDUCATIONAL. All financial data is for informational purposes only.