MICHIGAN EDUCATIONAL
State-Chartered • Plymouth, Michigan • Est. 1942
Quick Facts
- Charter Number
- #60931
- Type
- State-Chartered
- Established
- 1942
- Headquarters
- Plymouth, Michigan 48170-4633
- Address
- 9200 N Haggerty Rd
- Branches
- 7
- ATMs
- 7
- Members
- 47,969
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
47,969 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN EDUCATIONAL |
|---|---|
| Total Assets | $1.1B |
| Members | 47,969 |
| Loans Outstanding | $482.8M |
| Shares & Deposits | $989.3M |
| Net Worth | $128.5M |
| Net Worth Ratio | 11.54% |
| Loan-to-Share Ratio | 48.8% |
| Delinquency Rate | 0.24% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 7 ATMs
Michigan Educational Credit Union
Main Office9200 N Haggerty Rd
Plymouth, MI 48170-4633
MECU-Livonia
14921 Middlebelt Rd
Livonia, MI 48154-4032
MECU-Ann Arbor
4141 Jackson Rd
Ann Arbor, MI 48103-1827
MECU-Royal Oak
1903 Rochester Rd
Royal Oak, MI 48073
MECU-Macomb
47230 Hayes Rd
Macomb, MI 48044-5023
Who Can Join MICHIGAN EDUCATIONAL?
Membership Type: Community
Membership eligibility for MICHIGAN EDUCATIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN EDUCATIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
MICHIGAN EDUCATIONAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MICHIGAN EDUCATIONAL has 47,969 members and a potential membership field of 1,000,000 people.
MICHIGAN EDUCATIONAL's reported net worth ratio is 11.54% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MICHIGAN EDUCATIONAL operates 7 branch locations and has access to 7 ATMs. The main office is located at 9200 N Haggerty Rd, Plymouth, MI 48170-4633.
MICHIGAN EDUCATIONAL was established in 1942. It is a state-chartered credit union chartered under charter number 60931. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN EDUCATIONAL. All financial data is for informational purposes only.