MICHIGAN FIRST
State-Chartered • Lathrup Village, Michigan • Est. 1926
Quick Facts
- Charter Number
- #60522
- Type
- State-Chartered
- Established
- 1926
- Headquarters
- Lathrup Village, Michigan 48076
- Address
- 27000 Evergreen Road
- Branches
- 32
- ATMs
- 35
- Members
- 163,183
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
163,183 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN FIRST |
|---|---|
| Total Assets | $1.5B |
| Members | 163,183 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.1B |
| Net Worth | $231.0M |
| Net Worth Ratio | 15.65% |
| Loan-to-Share Ratio | 99.4% |
| Delinquency Rate | 1.10% |
| Net Income | +$22,992,316 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
32 locations · 35 ATMs
Evergreen Branch
Main Office27000 Evergreen Rd
Lathrup Village, MI 48076-3231
Gratiot Branch
21650 Gratiot Ave
Eastpointe, MI 48021-2867
New Center One Branch
3031 W Grand Blvd
Detroit, MI 48202
Wyoming Branch
19200 Wyoming St
Detroit, MI 48221-3220
Louis Street Branch
50 Louis St NW
Grand Rapids, MI 49503
Who Can Join MICHIGAN FIRST?
Membership Type: Community
Membership eligibility for MICHIGAN FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. MICHIGAN FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MICHIGAN FIRST has 163,183 members and a potential membership field of 3,900,000 people.
MICHIGAN FIRST's net worth ratio is 15.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.7%, MICHIGAN FIRST meets this threshold.
MICHIGAN FIRST operates 32 branch locations and has access to 35 ATMs. The main office is located at 27000 Evergreen Rd, Lathrup Village, MI 48076-3231.
MICHIGAN FIRST was established in 1926. It is a state-chartered credit union chartered under charter number 60522. The institution has been serving members for 100 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN FIRST. All financial data is for informational purposes only.