MICHIGAN FIRST
State-Chartered • Lathrup Village, Michigan • Est. 1926
Quick Facts
- Charter Number
- #60522
- Type
- State-Chartered
- Established
- 1926
- Headquarters
- Lathrup Village, Michigan 48076-3231
- Address
- 27000 Evergreen Rd
- Branches
- 32
- ATMs
- 35
- Members
- 162,645
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
162,645 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN FIRST |
|---|---|
| Total Assets | $1.5B |
| Members | 162,645 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.1B |
| Net Worth | $233.8M |
| Net Worth Ratio | 15.57% |
| Loan-to-Share Ratio | 95.7% |
| Delinquency Rate | 1.03% |
| Net Income | +$2,857,264 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
32 locations · 35 ATMs
Evergreen Branch
Main Office27000 Evergreen Rd
Lathrup Village, MI 48076-3231
Gratiot Branch
21650 Gratiot Ave
Eastpointe, MI 48021-2867
New Center One Branch
3031 W Grand Blvd
Detroit, MI 48202
Wyoming Branch
19200 Wyoming St
Detroit, MI 48221-3220
Louis Street Branch
50 Louis St NW
Grand Rapids, MI 49503
Who Can Join MICHIGAN FIRST?
Membership Type: Community
Membership eligibility for MICHIGAN FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
MICHIGAN FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MICHIGAN FIRST has 162,645 members and a potential membership field of 3,900,000 people.
MICHIGAN FIRST's reported net worth ratio is 15.57% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MICHIGAN FIRST operates 32 branch locations and has access to 35 ATMs. The main office is located at 27000 Evergreen Rd, Lathrup Village, MI 48076-3231.
MICHIGAN FIRST was established in 1926. It is a state-chartered credit union chartered under charter number 60522. The institution has been serving members for 100 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN FIRST. All financial data is for informational purposes only.