MICHIGAN LEGACY
State-Chartered • Wyandotte, Michigan • Est. 1946
Quick Facts
- Charter Number
- #62642
- Type
- State-Chartered
- Established
- 1946
- Headquarters
- Wyandotte, Michigan 48192-5126
- Address
- 269 Oak St
- Branches
- 5
- ATMs
- 6
- Members
- 18,249
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
18,249 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN LEGACY |
|---|---|
| Total Assets | $223.6M |
| Members | 18,249 |
| Loans Outstanding | $137.3M |
| Shares & Deposits | $195.8M |
| Net Worth | $28.0M |
| Net Worth Ratio | 12.52% |
| Loan-to-Share Ratio | 70.1% |
| Delinquency Rate | 0.62% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 6 ATMs
Pontiac Branch
144 E Pike St
Pontiac, MI 48342
Wyandotte Branch
Main Office269 Oak St
Wyandotte, MI 48192-5126
Flat Rock Branch
22855 Gibraltar Rd
Flat Rock, MI 48134
Highland Branch
290 N John St
Highland, MI 48357
Warren Branch
31130 Ryan Rd
Warren, MI 48092
Who Can Join MICHIGAN LEGACY?
Membership Type: Community
Membership eligibility for MICHIGAN LEGACY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN LEGACY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
MICHIGAN LEGACY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MICHIGAN LEGACY has 18,249 members and a potential membership field of 10,127,884 people.
MICHIGAN LEGACY's reported net worth ratio is 12.52% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MICHIGAN LEGACY operates 5 branch locations and has access to 6 ATMs. The main office is located at 269 Oak St, Wyandotte, MI 48192-5126.
MICHIGAN LEGACY was established in 1946. It is a state-chartered credit union chartered under charter number 62642. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN LEGACY. All financial data is for informational purposes only.