MICHIGAN ONE COMMUNITY
State-Chartered • Ionia, Michigan • Est. 1954
Quick Facts
- Charter Number
- #62169
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Ionia, Michigan 48846
- Address
- 510 S Dexter St
- Branches
- 5
- ATMs
- 5
- Members
- 18,606
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
18,606 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN ONE COMMUNITY |
|---|---|
| Total Assets | $232.4M |
| Members | 18,606 |
| Loans Outstanding | $172.6M |
| Shares & Deposits | $205.0M |
| Net Worth | $23.2M |
| Net Worth Ratio | 9.97% |
| Loan-to-Share Ratio | 84.2% |
| Delinquency Rate | 0.74% |
| Net Income | +$2,439,007 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Main Office
Main Office510 S Dexter St
Ionia, MI 48846
Carson City Office
122 E Main St
Carson City, MI 48811
South Ionia Office
3081 Commerce Ln
Ionia, MI 48846
Greenville West Office
10776 W Carson City Rd
Greenville, MI 48838
Alma Office
7558 N Alger Rd
Alma, MI 48801
Who Can Join MICHIGAN ONE COMMUNITY?
Membership Type: Community
Membership eligibility for MICHIGAN ONE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN ONE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. MICHIGAN ONE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MICHIGAN ONE COMMUNITY has 18,606 members and a potential membership field of 10,140,459 people.
MICHIGAN ONE COMMUNITY's net worth ratio is 9.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, MICHIGAN ONE COMMUNITY meets this threshold.
MICHIGAN ONE COMMUNITY operates 5 branch locations and has access to 5 ATMs. The main office is located at 510 S Dexter St, Ionia, MI 48846.
MICHIGAN ONE COMMUNITY was established in 1954. It is a state-chartered credit union chartered under charter number 62169. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN ONE COMMUNITY. All financial data is for informational purposes only.