MICHIGAN ONE COMMUNITY
State-Chartered • Ionia, Michigan • Est. 1954
Quick Facts
- Charter Number
- #62169
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Ionia, Michigan 48846
- Address
- 510 S Dexter St
- Branches
- 5
- ATMs
- 5
- Members
- 18,877
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
18,877 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN ONE COMMUNITY |
|---|---|
| Total Assets | $237.9M |
| Members | 18,877 |
| Loans Outstanding | $172.4M |
| Shares & Deposits | $209.1M |
| Net Worth | $23.6M |
| Net Worth Ratio | 9.93% |
| Loan-to-Share Ratio | 82.5% |
| Delinquency Rate | 0.22% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Main Office
Main Office510 S Dexter St
Ionia, MI 48846
Carson City Office
122 E Main St
Carson City, MI 48811
South Ionia Office
3081 Commerce Ln
Ionia, MI 48846
Greenville West Office
10776 W Carson City Rd
Greenville, MI 48838
Alma Office
7558 N Alger Rd
Alma, MI 48801
Who Can Join MICHIGAN ONE COMMUNITY?
Membership Type: Community
Membership eligibility for MICHIGAN ONE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN ONE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
MICHIGAN ONE COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MICHIGAN ONE COMMUNITY has 18,877 members and a potential membership field of 10,140,459 people.
MICHIGAN ONE COMMUNITY's reported net worth ratio is 9.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MICHIGAN ONE COMMUNITY operates 5 branch locations and has access to 5 ATMs. The main office is located at 510 S Dexter St, Ionia, MI 48846.
MICHIGAN ONE COMMUNITY was established in 1954. It is a state-chartered credit union chartered under charter number 62169. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN ONE COMMUNITY. All financial data is for informational purposes only.