MICHIGAN SCHOOLS AND GOVERNMENT
State-Chartered • Clinton Township, Michigan • Est. 1954
Quick Facts
- Charter Number
- #62049
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Clinton Township, Michigan 48038-4004
- Address
- 40400 Garfield Rd
- Branches
- 24
- ATMs
- 23
- Members
- 162,111
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
162,111 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN SCHOOLS AND GOVERNMENT |
|---|---|
| Total Assets | $4.4B |
| Members | 162,111 |
| Loans Outstanding | $3.7B |
| Shares & Deposits | $3.7B |
| Net Worth | $532.7M |
| Net Worth Ratio | 12.20% |
| Loan-to-Share Ratio | 101.0% |
| Delinquency Rate | 0.38% |
| Net Income | +$8,100,616 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
24 locations · 23 ATMs
Main
Main Office40400 Garfield Rd
Clinton Township, MI 48038-4004
Shelby
8770 23 Mile Rd
Shelby Township, MI 48316-4514
Shores
24515 Little Mack Ave
Saint Clair Shores, MI 48080-3250
Chesterfield
34700 23 Mile Rd
Chesterfield, MI 48047-2081
Hall Road
45120 Marketplace Blvd
Chesterfield, MI 48051-3281
Who Can Join MICHIGAN SCHOOLS AND GOVERNMENT?
Membership Type: Community
Membership eligibility for MICHIGAN SCHOOLS AND GOVERNMENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN SCHOOLS AND GOVERNMENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
MICHIGAN SCHOOLS AND GOVERNMENT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MICHIGAN SCHOOLS AND GOVERNMENT has 162,111 members and a potential membership field of 2,000,000 people.
MICHIGAN SCHOOLS AND GOVERNMENT's reported net worth ratio is 12.20% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MICHIGAN SCHOOLS AND GOVERNMENT operates 24 branch locations and has access to 23 ATMs. The main office is located at 40400 Garfield Rd, Clinton Township, MI 48038-4004.
MICHIGAN SCHOOLS AND GOVERNMENT was established in 1954. It is a state-chartered credit union chartered under charter number 62049. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN SCHOOLS AND GOVERNMENT. All financial data is for informational purposes only.