MICHIGAN UNITED
State-Chartered • Auburn Hills, Michigan • Est. 1931
Quick Facts
- Charter Number
- #61698
- Type
- State-Chartered
- Established
- 1931
- Headquarters
- Auburn Hills, Michigan 48326
- Address
- 3501 Hamlin Rd
- Branches
- 9
- ATMs
- 6
- Members
- 24,056
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
24,056 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN UNITED |
|---|---|
| Total Assets | $346.4M |
| Members | 24,056 |
| Loans Outstanding | $223.6M |
| Shares & Deposits | $302.4M |
| Net Worth | $41.3M |
| Net Worth Ratio | 11.91% |
| Loan-to-Share Ratio | 73.9% |
| Delinquency Rate | 0.09% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
9 locations · 6 ATMs
Birmingham
576 E Lincoln St
Birmingham, MI 48009-1757
Holly
15156 N Holly Rd
Holly, MI 48442-1139
Lake Orion
350 N Park Blvd
Lake Orion, MI 48362-3150
Shelby Township
13643 23 Mile Rd
Shelby Township, MI 48315
Waterford North
4770 Dixie Hwy
Waterford, MI 48329
Who Can Join MICHIGAN UNITED?
Membership Type: Community
Membership eligibility for MICHIGAN UNITED may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN UNITED directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
MICHIGAN UNITED is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MICHIGAN UNITED has 24,056 members and a potential membership field of 10,000,000 people.
MICHIGAN UNITED's reported net worth ratio is 11.91% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MICHIGAN UNITED operates 9 branch locations and has access to 6 ATMs. The main office is located at 3501 Hamlin Rd, Auburn Hills, MI 48326.
MICHIGAN UNITED was established in 1931. It is a state-chartered credit union chartered under charter number 61698. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN UNITED. All financial data is for informational purposes only.