MID-ISLAND
Federal • Christiansted, Virgin Islands • Est. 1981
Quick Facts
- Charter Number
- #23811
- Type
- Federal
- Established
- 1981
- Headquarters
- Christiansted, Virgin Islands 00820
- Address
- 4366 Peters Rest
- Branches
- 3
- Members
- 2,392
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,392 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MID-ISLAND |
|---|---|
| Total Assets | $18.2M |
| Members | 2,392 |
| Loans Outstanding | $5.2M |
| Shares & Deposits | $16.2M |
| Net Worth | $1.8M |
| Net Worth Ratio | 10.06% |
| Loan-to-Share Ratio | 32.0% |
| Delinquency Rate | 0.19% |
| Net Income | $-20,405 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Mid Island Federal Credit Union
Main Office4366 Peters Rest
Christiansted, VI 00820
Mid Island Federal Credit Union
366 Peters Rest
Christiansted, VI 00820
CU SOUTH
23210 US Highway 98 Ste B1
Fairhope, AL 36532-3397
Who Can Join MID-ISLAND?
Membership Type: Other/Unknown
Membership eligibility for MID-ISLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact MID-ISLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virgin Islands
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virgin Islands RankingsFrequently Asked Questions
MID-ISLAND is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MID-ISLAND has 2,392 members and a potential membership field of 3,000 people.
MID-ISLAND's reported net worth ratio is 10.06% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MID-ISLAND operates 3 branch locations. The main office is located at 4366 Peters Rest, Christiansted, VI 00820.
MID-ISLAND was established in 1981. It is a federal credit union chartered under charter number 23811. The institution has been serving members for 45 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MID-ISLAND. All financial data is for informational purposes only.