MIDCOAST
Federal • Freeport, Maine • Est. 1956
Quick Facts
- Charter Number
- #10898
- Type
- Federal
- Established
- 1956
- Headquarters
- Freeport, Maine 04032
- Address
- 186 Lower Main St
- Branches
- 5
- ATMs
- 5
- Members
- 16,020
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
16,020 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDCOAST |
|---|---|
| Total Assets | $266.9M |
| Members | 16,020 |
| Loans Outstanding | $216.3M |
| Shares & Deposits | $236.1M |
| Net Worth | $29.4M |
| Net Worth Ratio | 11.03% |
| Loan-to-Share Ratio | 91.6% |
| Delinquency Rate | 0.20% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Bath Office
831 Middle St
Bath, ME 04530-2401
Brunswick Office
6 Station Ave
Brunswick, ME 04011-2092
Edgecomb Office
41 Route One
Edgecomb, ME 04556-3040
Thomaston Office
209 New County Rd
Thomaston, ME 04861-3116
Freeport Office
Main Office186 Lower Main St
Freeport, ME 04032
Who Can Join MIDCOAST?
Membership Type: Community
Membership eligibility for MIDCOAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDCOAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
MIDCOAST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MIDCOAST has 16,020 members and a potential membership field of 469,480 people.
MIDCOAST's reported net worth ratio is 11.03% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MIDCOAST operates 5 branch locations and has access to 5 ATMs. The main office is located at 186 Lower Main St, Freeport, ME 04032.
MIDCOAST was established in 1956. It is a federal credit union chartered under charter number 10898. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MIDCOAST. All financial data is for informational purposes only.