MIDDLESEX-ESSEX POSTAL EMPLOYEES
Federal • North Reading, Massachusetts • Est. 1969
Quick Facts
- Charter Number
- #19446
- Type
- Federal
- Established
- 1969
- Headquarters
- North Reading, Massachusetts 01889-7001
- Address
- 76 Main St
- Branches
- 1
- Members
- 620
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
620 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDDLESEX-ESSEX POSTAL EMPLOYEES |
|---|---|
| Total Assets | $4.9M |
| Members | 620 |
| Loans Outstanding | $1.4M |
| Shares & Deposits | $3.1M |
| Net Worth | $1.7M |
| Net Worth Ratio | 35.20% |
| Loan-to-Share Ratio | 45.5% |
| Delinquency Rate | 0.61% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
MAIN OFFICE
Main Office76 Main St
North Reading, MA 01889-7001
Who Can Join MIDDLESEX-ESSEX POSTAL EMPLOYEES?
Membership Type: Community
Membership eligibility for MIDDLESEX-ESSEX POSTAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDDLESEX-ESSEX POSTAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
MIDDLESEX-ESSEX POSTAL EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MIDDLESEX-ESSEX POSTAL EMPLOYEES has 620 members and a potential membership field of 2,000 people.
MIDDLESEX-ESSEX POSTAL EMPLOYEES's reported net worth ratio is 35.20% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MIDDLESEX-ESSEX POSTAL EMPLOYEES operates 1 branch location. The main office is located at 76 Main St, North Reading, MA 01889-7001.
MIDDLESEX-ESSEX POSTAL EMPLOYEES was established in 1969. It is a federal credit union chartered under charter number 19446. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MIDDLESEX-ESSEX POSTAL EMPLOYEES. All financial data is for informational purposes only.