MIDWAY
Federal • BERRYVILLE, Virginia • Est. 1961
Quick Facts
- Charter Number
- #14408
- Type
- Federal
- Established
- 1961
- Headquarters
- BERRYVILLE, Virginia 22611
- Address
- P O BOX 232
- Branches
- 2
- Members
- 794
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
794 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDWAY |
|---|---|
| Total Assets | $9.9M |
| Members | 794 |
| Loans Outstanding | $3.5M |
| Shares & Deposits | $8.4M |
| Net Worth | $2.3M |
| Net Worth Ratio | 23.08% |
| Loan-to-Share Ratio | 41.7% |
| Delinquency Rate | 0.25% |
| Net Income | $-4,259 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Npsc
430 Market St
Winchester, VA 22603
Winchester Main
Main Office158 Front Royal Pike Ste 101
Winchester, VA 22602
Who Can Join MIDWAY?
Membership Type: Community
Membership eligibility for MIDWAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDWAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. MIDWAY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MIDWAY has 794 members and a potential membership field of 2,000 people.
MIDWAY's net worth ratio is 23.08% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 23.1%, MIDWAY meets this threshold.
MIDWAY operates 2 branch locations. The main office is located at 158 Front Royal Pike Ste 101, Winchester, VA 22602.
MIDWAY was established in 1961. It is a federal credit union chartered under charter number 14408. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MIDWAY. All financial data is for informational purposes only.