MIRASTAR
Federal • San Jose, California • Est. 1950
Quick Facts
- Charter Number
- #24299
- Type
- Federal
- Established
- 1950
- Headquarters
- San Jose, California 95110
- Address
- 2099 Gateway Place, Suite 140
- Branches
- 7
- ATMs
- 7
- Members
- 48,878
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
48,878 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIRASTAR |
|---|---|
| Total Assets | $1.0B |
| Members | 48,878 |
| Loans Outstanding | $621.8M |
| Shares & Deposits | $902.0M |
| Net Worth | $99.7M |
| Net Worth Ratio | 9.74% |
| Loan-to-Share Ratio | 68.9% |
| Delinquency Rate | 0.98% |
| Net Income | +$8,855,096 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
Gilroy Branch
6915 Camino Arroyo
Gilroy, CA 95020
Campbell Branch
1638 W Campbell Ave
Campbell, CA 95008
Almaden Branch
5353 Almaden Expy
San Jose, CA 95118
East San Jose Branch
255 N White Rd
San Jose, CA 95127
West Hedding
70 W Hedding St
San Jose, CA 95110-1705
Who Can Join MIRASTAR?
Membership Type: Community
Membership eligibility for MIRASTAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIRASTAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. MIRASTAR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MIRASTAR has 48,878 members and a potential membership field of 936,639 people.
MIRASTAR's net worth ratio is 9.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, MIRASTAR meets this threshold.
MIRASTAR operates 7 branch locations and has access to 7 ATMs. The main office is located at 2099 Gateway Pl Ste 140, San Jose, CA 95110.
MIRASTAR was established in 1950. It is a federal credit union chartered under charter number 24299. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MIRASTAR. All financial data is for informational purposes only.