MIRASTAR
Federal • San Jose, California • Est. 1950
Quick Facts
- Charter Number
- #24299
- Type
- Federal
- Established
- 1950
- Headquarters
- San Jose, California 95110
- Address
- 2099 Gateway Pl Ste 140
- Branches
- 7
- ATMs
- 7
- Members
- 50,198
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
50,198 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIRASTAR |
|---|---|
| Total Assets | $1.0B |
| Members | 50,198 |
| Loans Outstanding | $638.1M |
| Shares & Deposits | $914.6M |
| Net Worth | $101.0M |
| Net Worth Ratio | 9.75% |
| Loan-to-Share Ratio | 69.8% |
| Delinquency Rate | 1.00% |
| Net Income | +$1,383,937 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 7 ATMs
Gilroy Branch
6915 Camino Arroyo
Gilroy, CA 95020
Campbell Branch
1638 W Campbell Ave
Campbell, CA 95008
Almaden Branch
5353 Almaden Expy
San Jose, CA 95118
East San Jose Branch
255 N White Rd
San Jose, CA 95127
West Hedding
70 W Hedding St
San Jose, CA 95110-1705
Who Can Join MIRASTAR?
Membership Type: Community
Membership eligibility for MIRASTAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIRASTAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
MIRASTAR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MIRASTAR has 50,198 members and a potential membership field of 936,639 people.
MIRASTAR's reported net worth ratio is 9.75% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MIRASTAR operates 7 branch locations and has access to 7 ATMs. The main office is located at 2099 Gateway Pl Ste 140, San Jose, CA 95110.
MIRASTAR was established in 1950. It is a federal credit union chartered under charter number 24299. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MIRASTAR. All financial data is for informational purposes only.