MOCSE
Federal • Modesto, California • Est. 1959
Quick Facts
- Charter Number
- #12805
- Type
- Federal
- Established
- 1959
- Headquarters
- Modesto, California 95355-1163
- Address
- 3600 Coffee Rd
- Branches
- 3
- ATMs
- 3
- Members
- 29,926
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
29,926 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOCSE |
|---|---|
| Total Assets | $430.5M |
| Members | 29,926 |
| Loans Outstanding | $210.0M |
| Shares & Deposits | $396.5M |
| Net Worth | $45.5M |
| Net Worth Ratio | 10.58% |
| Loan-to-Share Ratio | 53.0% |
| Delinquency Rate | 0.73% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Coffee Road
Main Office3600 Coffee Rd
Modesto, CA 95355-1163
J Street
1400 J St
Modesto, CA 95354-1013
Turlock
1401 Geer Rd
Turlock, CA 95380-3206
Who Can Join MOCSE?
Membership Type: Community
Membership eligibility for MOCSE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOCSE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
MOCSE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MOCSE has 29,926 members and a potential membership field of 881,000 people.
MOCSE's reported net worth ratio is 10.58% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MOCSE operates 3 branch locations and has access to 3 ATMs. The main office is located at 3600 Coffee Rd, Modesto, CA 95355-1163.
MOCSE was established in 1959. It is a federal credit union chartered under charter number 12805. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MOCSE. All financial data is for informational purposes only.