MOLOKAI COMMUNITY
Federal • Kaunakakai, Hawaii • Est. 1951
Quick Facts
- Charter Number
- #7471
- Type
- Federal
- Established
- 1951
- Headquarters
- Kaunakakai, Hawaii 96748
- Address
- P.O. Box 1888
- Branches
- 2
- Members
- 4,283
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,283 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOLOKAI COMMUNITY |
|---|---|
| Total Assets | $37.7M |
| Members | 4,283 |
| Loans Outstanding | $15.0M |
| Shares & Deposits | $30.7M |
| Net Worth | $6.8M |
| Net Worth Ratio | 18.14% |
| Loan-to-Share Ratio | 48.8% |
| Delinquency Rate | 1.28% |
| Net Income | +$887,567 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
Main Office135 Puali Place
Kaunakakai, HI 96748
FHH Branch, Molokai Community FCU - DR
69-L Puupeelua Ave
Hoolehua, HI 96729
Who Can Join MOLOKAI COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for MOLOKAI COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOLOKAI COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. MOLOKAI COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MOLOKAI COMMUNITY has 4,283 members and a potential membership field of 7,345 people.
MOLOKAI COMMUNITY's net worth ratio is 18.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.1%, MOLOKAI COMMUNITY meets this threshold.
MOLOKAI COMMUNITY operates 2 branch locations. The main office is located at 135 Puali Place, Kaunakakai, HI 96748.
MOLOKAI COMMUNITY was established in 1951. It is a federal credit union chartered under charter number 7471. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MOLOKAI COMMUNITY. All financial data is for informational purposes only.