MONROE COMMUNITY
State-Chartered • Monroe, Michigan • Est. 1954
Quick Facts
- Charter Number
- #61748
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Monroe, Michigan 48162-5130
- Address
- 715 N Telegraph Rd
- Branches
- 6
- ATMs
- 5
- Members
- 31,705
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
31,705 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MONROE COMMUNITY |
|---|---|
| Total Assets | $393.1M |
| Members | 31,705 |
| Loans Outstanding | $256.8M |
| Shares & Deposits | $345.7M |
| Net Worth | $43.5M |
| Net Worth Ratio | 11.05% |
| Loan-to-Share Ratio | 74.3% |
| Delinquency Rate | 0.18% |
| Net Income | +$6,301,909 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 5 ATMs
Main Office (MOT)
Main Office715 N Telegraph Rd
Monroe, MI 48162-5130
Winchester (WIN)
14 Winchester St
Monroe, MI 48161-1949
Bedford (BED)
7408 Lewis Ave
Temperance, MI 48182
Newport (DIX)
5044 N Dixie Hwy
Newport, MI 48166
Maybee
9040 Raisin St
Maybee, MI 48159
Who Can Join MONROE COMMUNITY?
Membership Type: Community
Membership eligibility for MONROE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MONROE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. MONROE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MONROE COMMUNITY has 31,705 members and a potential membership field of 5,000,000 people.
MONROE COMMUNITY's net worth ratio is 11.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, MONROE COMMUNITY meets this threshold.
MONROE COMMUNITY operates 6 branch locations and has access to 5 ATMs. The main office is located at 715 N Telegraph Rd, Monroe, MI 48162-5130.
MONROE COMMUNITY was established in 1954. It is a state-chartered credit union chartered under charter number 61748. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MONROE COMMUNITY. All financial data is for informational purposes only.