MONROE COUNTY TEACHERS
Federal • Key West, Florida • Est. 1950
Quick Facts
- Charter Number
- #7039
- Type
- Federal
- Established
- 1950
- Headquarters
- Key West, Florida 33040
- Address
- 1442 Kennedy Dr
- Branches
- 2
- ATMs
- 1
- Members
- 2,045
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,045 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MONROE COUNTY TEACHERS |
|---|---|
| Total Assets | $25.1M |
| Members | 2,045 |
| Loans Outstanding | $16.7M |
| Shares & Deposits | $22.6M |
| Net Worth | $2.4M |
| Net Worth Ratio | 9.45% |
| Loan-to-Share Ratio | 73.6% |
| Delinquency Rate | 1.13% |
| Net Income | $-132,129 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Monroe County Teachers FCU
Main Office1442 Kennedy Dr
Key West, FL 33040
Bradford Scott Sharetec
1001 Chestnut Hills Pkwy Ste 1
Fort Wayne, IN 46814
Who Can Join MONROE COUNTY TEACHERS?
Membership Type: Community
Membership eligibility for MONROE COUNTY TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MONROE COUNTY TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
MONROE COUNTY TEACHERS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MONROE COUNTY TEACHERS has 2,045 members and a potential membership field of 13,543 people.
MONROE COUNTY TEACHERS's reported net worth ratio is 9.45% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MONROE COUNTY TEACHERS operates 2 branch locations and has access to 1 ATMs. The main office is located at 1442 Kennedy Dr, Key West, FL 33040.
MONROE COUNTY TEACHERS was established in 1950. It is a federal credit union chartered under charter number 7039. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MONROE COUNTY TEACHERS. All financial data is for informational purposes only.