MONROE COUNTY TEACHERS
Federal • Key West, Florida • Est. 1950
Quick Facts
- Charter Number
- #7039
- Type
- Federal
- Established
- 1950
- Headquarters
- Key West, Florida 33040
- Address
- 1442 Kennedy Dr
- Branches
- 2
- ATMs
- 1
- Members
- 2,082
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,082 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MONROE COUNTY TEACHERS |
|---|---|
| Total Assets | $26.4M |
| Members | 2,082 |
| Loans Outstanding | $18.1M |
| Shares & Deposits | $23.8M |
| Net Worth | $2.5M |
| Net Worth Ratio | 9.50% |
| Loan-to-Share Ratio | 76.2% |
| Delinquency Rate | 1.27% |
| Net Income | +$146,301 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Monroe County Teachers FCU
Main Office1442 Kennedy Dr
Key West, FL 33040
Bradford Scott Sharetec
1001 Chestnut Hills Pkwy Ste 1
Fort Wayne, IN 46814
Who Can Join MONROE COUNTY TEACHERS?
Membership Type: Community
Membership eligibility for MONROE COUNTY TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MONROE COUNTY TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. MONROE COUNTY TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MONROE COUNTY TEACHERS has 2,082 members and a potential membership field of 13,580 people.
MONROE COUNTY TEACHERS's net worth ratio is 9.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, MONROE COUNTY TEACHERS meets this threshold.
MONROE COUNTY TEACHERS operates 2 branch locations and has access to 1 ATMs. The main office is located at 1442 Kennedy Dr, Key West, FL 33040.
MONROE COUNTY TEACHERS was established in 1950. It is a federal credit union chartered under charter number 7039. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MONROE COUNTY TEACHERS. All financial data is for informational purposes only.