MONTCALM PUBLIC EMPLOYEES
State-Chartered • EDMORE, Michigan • Est. 1966
Quick Facts
- Charter Number
- #61999
- Type
- State-Chartered
- Established
- 1966
- Headquarters
- EDMORE, Michigan 48829
- Address
- PO BOX 469
- Branches
- 1
- Members
- 1,763
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,763 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MONTCALM PUBLIC EMPLOYEES |
|---|---|
| Total Assets | $25.9M |
| Members | 1,763 |
| Loans Outstanding | $7.3M |
| Shares & Deposits | $21.6M |
| Net Worth | $4.4M |
| Net Worth Ratio | 16.82% |
| Loan-to-Share Ratio | 33.6% |
| Delinquency Rate | 2.12% |
| Net Income | +$354,645 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Montcalm Public Employees Credit Union
Main Office1157 E Main St
Edmore, MI 48829-7302
Who Can Join MONTCALM PUBLIC EMPLOYEES?
Membership Type: Community
Membership eligibility for MONTCALM PUBLIC EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact MONTCALM PUBLIC EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. MONTCALM PUBLIC EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MONTCALM PUBLIC EMPLOYEES has 1,763 members and a potential membership field of 3,000 people.
MONTCALM PUBLIC EMPLOYEES's net worth ratio is 16.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.8%, MONTCALM PUBLIC EMPLOYEES meets this threshold.
MONTCALM PUBLIC EMPLOYEES operates 1 branch location. The main office is located at 1157 E Main St, Edmore, MI 48829-7302.
MONTCALM PUBLIC EMPLOYEES was established in 1966. It is a state-chartered credit union chartered under charter number 61999. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MONTCALM PUBLIC EMPLOYEES. All financial data is for informational purposes only.