MONTERRA
State-Chartered • Redwood City, California • Est. 1952
Quick Facts
- Charter Number
- #62736
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Redwood City, California 94063
- Address
- 350 Convention Way
- Branches
- 10
- ATMs
- 20
- Members
- 100,322
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
100,322 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MONTERRA |
|---|---|
| Total Assets | $1.9B |
| Members | 100,322 |
| Loans Outstanding | $1.5B |
| Shares & Deposits | $1.7B |
| Net Worth | $248.1M |
| Net Worth Ratio | 12.92% |
| Loan-to-Share Ratio | 91.2% |
| Delinquency Rate | 0.35% |
| Net Income | +$4,607,085 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 20 ATMs
350 Convention Way
Main Office350 Convention Way
Redwood City, CA 94063
Redwood City Branch 575 Middlefield Road
575 Middlefield Rd
Redwood City, CA 94063
San Mateo Branch
1515 S El Camino Real
San Mateo, CA 94402-3098
South San Francisco Branch
150 El Camino Real
South San Francisco, CA 94080
Westlake Branch
415 Westlake Ctr
Daly City, CA 94015-1432
Who Can Join MONTERRA?
Membership Type: Community
Membership eligibility for MONTERRA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MONTERRA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
MONTERRA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MONTERRA has 100,322 members and a potential membership field of 6,422,946 people.
MONTERRA's reported net worth ratio is 12.92% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MONTERRA operates 10 branch locations and has access to 20 ATMs. The main office is located at 350 Convention Way, Redwood City, CA 94063.
MONTERRA was established in 1952. It is a state-chartered credit union chartered under charter number 62736. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MONTERRA. All financial data is for informational purposes only.