MORNING STAR
Federal • TULSA, Oklahoma • Est. 1961
Quick Facts
- Charter Number
- #14610
- Type
- Federal
- Established
- 1961
- Headquarters
- TULSA, Oklahoma 74106-4957
- Address
- 1014 E PINE ST
- Branches
- 2
- Members
- 387
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
387 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MORNING STAR |
|---|---|
| Total Assets | $1.0M |
| Members | 387 |
| Loans Outstanding | $442K |
| Shares & Deposits | $959K |
| Net Worth | $67K |
| Net Worth Ratio | 6.55% |
| Loan-to-Share Ratio | 46.1% |
| Delinquency Rate | 7.36% |
| Net Income | +$89 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Morning Star Federal Credit Union
Main Office1014 E Pine St
Tulsa, OK 74106-4957
Morning Star Federal Credit Union
1014 E Pine St
Tulsa, OK 74106
Who Can Join MORNING STAR?
Membership Type: Community
Membership eligibility for MORNING STAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact MORNING STAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oklahoma RankingsFrequently Asked Questions
Yes. MORNING STAR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MORNING STAR has 387 members and a potential membership field of 397 people.
MORNING STAR's net worth ratio is 6.55% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
MORNING STAR operates 2 branch locations. The main office is located at 1014 E Pine St, Tulsa, OK 74106-4957.
MORNING STAR was established in 1961. It is a federal credit union chartered under charter number 14610. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MORNING STAR. All financial data is for informational purposes only.