MOSAIC
Federal • Harrisonburg, Virginia • Est. 1986
Quick Facts
- Charter Number
- #24281
- Type
- Federal
- Established
- 1986
- Headquarters
- Harrisonburg, Virginia 22801-4324
- Address
- 31 S Carlton St
- Branches
- 1
- Members
- 3,125
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
3,125 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOSAIC |
|---|---|
| Total Assets | $8.6M |
| Members | 3,125 |
| Loans Outstanding | $6.6M |
| Shares & Deposits | $7.9M |
| Net Worth | $778K |
| Net Worth Ratio | 8.99% |
| Loan-to-Share Ratio | 83.3% |
| Delinquency Rate | 2.05% |
| Net Income | $-23,845 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Mosaic Federal Credit Union
Main Office31 S Carlton St
Harrisonburg, VA 22801-4324
Who Can Join MOSAIC?
Membership Type: Community
Membership eligibility for MOSAIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOSAIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. MOSAIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MOSAIC has 3,125 members and a potential membership field of 25,000 people.
MOSAIC's net worth ratio is 8.99% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.0%, MOSAIC meets this threshold.
MOSAIC operates 1 branch location. The main office is located at 31 S Carlton St, Harrisonburg, VA 22801-4324.
MOSAIC was established in 1986. It is a federal credit union chartered under charter number 24281. The institution has been serving members for 40 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MOSAIC. All financial data is for informational purposes only.