MOSAIC
Federal • Harrisonburg, Virginia • Est. 1986
Quick Facts
- Charter Number
- #24281
- Type
- Federal
- Established
- 1986
- Headquarters
- Harrisonburg, Virginia 22801-4324
- Address
- 31 S Carlton St
- Branches
- 1
- Members
- 3,082
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,082 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOSAIC |
|---|---|
| Total Assets | $9.1M |
| Members | 3,082 |
| Loans Outstanding | $6.4M |
| Shares & Deposits | $8.4M |
| Net Worth | $730K |
| Net Worth Ratio | 7.99% |
| Loan-to-Share Ratio | 76.0% |
| Delinquency Rate | 1.86% |
| Net Income | $-7,536 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Mosaic Federal Credit Union
Main Office31 S Carlton St
Harrisonburg, VA 22801-4324
Who Can Join MOSAIC?
Membership Type: Community
Membership eligibility for MOSAIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOSAIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virginia RankingsFrequently Asked Questions
MOSAIC is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MOSAIC has 3,082 members and a potential membership field of 25,000 people.
MOSAIC's reported net worth ratio is 7.99% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MOSAIC operates 1 branch location. The main office is located at 31 S Carlton St, Harrisonburg, VA 22801-4324.
MOSAIC was established in 1986. It is a federal credit union chartered under charter number 24281. The institution has been serving members for 40 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MOSAIC. All financial data is for informational purposes only.