M.O.S.E.S.
Federal • Boston, Massachusetts • Est. 1980
Quick Facts
- Charter Number
- #23627
- Type
- Federal
- Established
- 1980
- Headquarters
- Boston, Massachusetts 02114
- Address
- 90 North Washington St, Ste 3
- Branches
- 1
- Members
- 272
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
272 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | M.O.S.E.S. |
|---|---|
| Total Assets | $1.6M |
| Members | 272 |
| Loans Outstanding | $459K |
| Shares & Deposits | $1.2M |
| Net Worth | $330K |
| Net Worth Ratio | 21.17% |
| Loan-to-Share Ratio | 37.8% |
| Delinquency Rate | 0.93% |
| Net Income | +$12,565 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main office
Main Office90 N Washington St
Boston, MA 02114-1914
Who Can Join M.O.S.E.S.?
Membership Type: Community
Membership eligibility for M.O.S.E.S. may vary. Contact the credit union directly to confirm qualification requirements.
Contact M.O.S.E.S. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. M.O.S.E.S. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, M.O.S.E.S. has 272 members and a potential membership field of 3,000 people.
M.O.S.E.S.'s net worth ratio is 21.17% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.2%, M.O.S.E.S. meets this threshold.
M.O.S.E.S. operates 1 branch location. The main office is located at 90 N Washington St, Boston, MA 02114-1914.
M.O.S.E.S. was established in 1980. It is a federal credit union chartered under charter number 23627. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or M.O.S.E.S.. All financial data is for informational purposes only.