MOUNTAIN LAUREL
Federal • Saint Marys, Pennsylvania • Est. 1970
Quick Facts
- Charter Number
- #20053
- Type
- Federal
- Established
- 1970
- Headquarters
- Saint Marys, Pennsylvania 15857
- Address
- 413 S Michael St
- Branches
- 6
- ATMs
- 1
- Members
- 17,905
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
17,905 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOUNTAIN LAUREL |
|---|---|
| Total Assets | $172.9M |
| Members | 17,905 |
| Loans Outstanding | $78.5M |
| Shares & Deposits | $139.0M |
| Net Worth | $33.3M |
| Net Worth Ratio | 19.25% |
| Loan-to-Share Ratio | 56.5% |
| Delinquency Rate | 0.05% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 1 ATMs
Mountain Laurel FCU Main Office
Main Office413 S Michael St
Saint Marys, PA 15857
Mountain Laurel FCU Emporium Branch
22 W 4th St
Emporium, PA 15834
Mountain Laurel FCU Kane Branch
211 S Fraley St
Kane, PA 16735
Mountain Laurel FCU Bradford Branch
135 S Kendall Ave
Bradford, PA 16701-3617
Mountain Laurel FCU Port Allegany Branch
22 Church St
Port Allegany, PA 16743
Who Can Join MOUNTAIN LAUREL?
Membership Type: Other/Unknown
Membership eligibility for MOUNTAIN LAUREL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOUNTAIN LAUREL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
MOUNTAIN LAUREL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MOUNTAIN LAUREL has 17,905 members and a potential membership field of 137,925 people.
MOUNTAIN LAUREL's reported net worth ratio is 19.25% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MOUNTAIN LAUREL operates 6 branch locations and has access to 1 ATMs. The main office is located at 413 S Michael St, Saint Marys, PA 15857.
MOUNTAIN LAUREL was established in 1970. It is a federal credit union chartered under charter number 20053. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MOUNTAIN LAUREL. All financial data is for informational purposes only.