MOUNTAIN LAUREL
Federal • SAINT MARYS, Pennsylvania • Est. 1970
Quick Facts
- Charter Number
- #20053
- Type
- Federal
- Established
- 1970
- Headquarters
- SAINT MARYS, Pennsylvania 15857
- Address
- 413 S MICHAEL ST, PO BOX 193
- Branches
- 6
- ATMs
- 1
- Members
- 17,975
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
17,975 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOUNTAIN LAUREL |
|---|---|
| Total Assets | $167.8M |
| Members | 17,975 |
| Loans Outstanding | $80.5M |
| Shares & Deposits | $134.9M |
| Net Worth | $32.3M |
| Net Worth Ratio | 19.27% |
| Loan-to-Share Ratio | 59.7% |
| Delinquency Rate | 0.11% |
| Net Income | +$4,401,351 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 1 ATMs
Mountain Laurel FCU Main Office
Main Office413 S Michael St
Saint Marys, PA 15857
Mountain Laurel FCU Emporium Branch
22 W 4th St
Emporium, PA 15834
Mountain Laurel FCU Kane Branch
211 S Fraley St
Kane, PA 16735
Mountain Laurel FCU Bradford Branch
135 S Kendall Ave
Bradford, PA 16701-3617
Mountain Laurel FCU Port Allegany Branch
22 Church St
Port Allegany, PA 16743
Who Can Join MOUNTAIN LAUREL?
Membership Type: Other/Unknown
Membership eligibility for MOUNTAIN LAUREL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOUNTAIN LAUREL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. MOUNTAIN LAUREL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MOUNTAIN LAUREL has 17,975 members and a potential membership field of 137,925 people.
MOUNTAIN LAUREL's net worth ratio is 19.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.3%, MOUNTAIN LAUREL meets this threshold.
MOUNTAIN LAUREL operates 6 branch locations and has access to 1 ATMs. The main office is located at 413 S Michael St, Saint Marys, PA 15857.
MOUNTAIN LAUREL was established in 1970. It is a federal credit union chartered under charter number 20053. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MOUNTAIN LAUREL. All financial data is for informational purposes only.