MUSKEGON ST JOSEPH
Federal • Muskegon, Michigan • Est. 1952
Quick Facts
- Charter Number
- #8141
- Type
- Federal
- Established
- 1952
- Headquarters
- Muskegon, Michigan 49441
- Address
- 1903 Barclay St
- Branches
- 1
- Members
- 1,295
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,295 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MUSKEGON ST JOSEPH |
|---|---|
| Total Assets | $13.0M |
| Members | 1,295 |
| Loans Outstanding | $8.5M |
| Shares & Deposits | $11.6M |
| Net Worth | $1.3M |
| Net Worth Ratio | 10.31% |
| Loan-to-Share Ratio | 73.0% |
| Delinquency Rate | 0.78% |
| Net Income | +$10,980 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Main Office
Main Office1903 Barclay St
Muskegon, MI 49441
Who Can Join MUSKEGON ST JOSEPH?
Membership Type: Community
Membership eligibility for MUSKEGON ST JOSEPH may vary. Contact the credit union directly to confirm qualification requirements.
Contact MUSKEGON ST JOSEPH directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
MUSKEGON ST JOSEPH is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MUSKEGON ST JOSEPH has 1,295 members and a potential membership field of 3,885 people.
MUSKEGON ST JOSEPH's reported net worth ratio is 10.31% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MUSKEGON ST JOSEPH operates 1 branch location. The main office is located at 1903 Barclay St, Muskegon, MI 49441.
MUSKEGON ST JOSEPH was established in 1952. It is a federal credit union chartered under charter number 8141. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MUSKEGON ST JOSEPH. All financial data is for informational purposes only.