MUTUAL
Federal • Vicksburg, Mississippi • Est. 1931
Quick Facts
- Charter Number
- #24948
- Type
- Federal
- Established
- 1931
- Headquarters
- Vicksburg, Mississippi 39180
- Address
- 1604 Cherry St
- Branches
- 11
- ATMs
- 6
- Members
- 42,421
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
42,421 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MUTUAL |
|---|---|
| Total Assets | $517.3M |
| Members | 42,421 |
| Loans Outstanding | $285.4M |
| Shares & Deposits | $451.4M |
| Net Worth | $68.5M |
| Net Worth Ratio | 13.76% |
| Loan-to-Share Ratio | 63.2% |
| Delinquency Rate | 0.85% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 6 ATMs
Mutual Credit Union
Main Office1604 Cherry St
Vicksburg, MS 39180
Clay Street
4210 Clay St
Vicksburg, MS 39183-3438
South Frontage Road Branch
2086 S Frontage Rd
Vicksburg, MS 39180
Raymond
503 E Main St
Raymond, MS 39154-9700
Yazoo City Branch
1505 Grand Ave
Yazoo City, MS 39194-2431
Who Can Join MUTUAL?
Membership Type: Occupational
Membership eligibility for MUTUAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MUTUAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
MUTUAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MUTUAL has 42,421 members and a potential membership field of 1,546,786 people.
MUTUAL's reported net worth ratio is 13.76% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MUTUAL operates 11 branch locations and has access to 6 ATMs. The main office is located at 1604 Cherry St, Vicksburg, MS 39180.
MUTUAL was established in 1931. It is a federal credit union chartered under charter number 24948. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MUTUAL. All financial data is for informational purposes only.